This home is in Stokes Landing, St. Augustine — a home near Allen D. Nease High School.
Active·108 days on market·Stokes Landing
243 Palmetto Ridge Road
St. Augustine, FL 32095
13 more homes for sale in Stokes Landing →Search Stokes Landing on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Stokes Landing
READY NOW! The Springfield townhome is a thoughtfully designed floor plan that offers a surprising amount of space and comfort within approximately 1,308 square feet. With three bedrooms and 2.5 bathrooms, this inviting two-story home is ideal for homeowners seeking a functional layout that still feels open and bright. The main level features a seamless flow between the kitchen and living area, creating a welcoming environment for both relaxing and entertaining. The kitchen is designed with ample counter space and storage, making meal preparation easy while staying connected to family and guests in the adjacent living room. Sliding glass doors bring in generous natural light, filling the home with warmth and enhancing the open feel of the living spaces throughout the day. Upstairs, the primary suite provides a peaceful retreat, complete with a spacious walk-in closet and a well-appointed bathroom with a large vanity. Two additional bedrooms offer flexibility.
Next steps in Stokes Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,525 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $8,460,000 in March 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $48,000 | $48,000 | — |
| 2024 | $40,000 | $40,000 | — |
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 8, 2026Price change$272,440−$10,000
- Jun 24, 2026Listed$282,440
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: D R HORTON REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Stokes Landing
Stokes Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Stokes Landing homes for sale →Keep looking
More homes in Stokes Landing
Pending332 Palmetto Ridge RoadSt. Augustine, FL 32095
2 bd · 2.5 ba · 1,109 sq ft
$272,440Est. $1,450/moThe Jackson townhome is a smartly designed floor plan that proves great living can come in an efficient footprint,…
Listing Office: d r horton realty inc
For Sale255 Palmetto Ridge RoadSt. Augustine, FL 32095
3 bd · 2.5 ba · 1,308 sq ft
$282,440Est. $1,503/moREADY NOW! The Springfield townhome is a thoughtfully designed floor plan that offers a surprising amount of space and…
Listing Office: d r horton realty inc
For Sale245 Palmetto Ridge RoadSt. Augustine, FL 32095
2 bd · 2.5 ba · 1,109 sq ft
$260,440Est. $1,386/moREADY NOW! The Jackson townhome is a smartly designed floor plan that proves great living can come in an efficient…
Listing Office: d r horton realty inc
For Sale253 Palmetto Ridge RoadSt. Augustine, FL 32095
2 bd · 2.5 ba · 1,109 sq ft
$260,440Est. $1,386/moREADY NOW! The Jackson townhome is a smartly designed floor plan that proves great living can come in an efficient…
Listing Office: d r horton realty inc
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines