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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Sanctuary, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 17, 2026·260 days on market·Recent sales in The Sanctuary·The Sanctuary

2900 Gray Jay Drive

St. Augustine, FL 32084

$250,000sold priceListed at $252,950 · 98.8% of asking$145/sqftMLS# 2106525
3
Beds
2
Baths
1,730
Sq Ft
2004
Built
—
Garage
No
Pool

6 more homes for sale in The Sanctuary →Search The Sanctuary on the map

HOA $21/mo15,682 sqft lotWaterfrontManufactured Home1 story

About this home

The Sanctuary

Open House 4/5 cancelled. Call listing agent for info. 2900 Gray Jay Drive is a three-bedroom, two-bathroom single-family home...completely renovated! Large lot on the lake with water views. The home features a brand new roof, Hardy fiber cement siding, fresh paint on the exterior and interior, a recently serviced HVAC system, new electrical panel, new lighting, new hot water heater, and more. New carpet has been installed across the main living areas and bedrooms, and the master bathroom has been updated with new flooring. The kitchen features new stainless steel appliances The home is located within an established residential neighborhood with access to schools, retail centers, and services. 2900 Gray Jay Drive is a move-in ready home with recent upgrades to both interior and exterior components. The combination of new systems, updated finishes, and a straightforward floor plan make it a practical option for a wide range of buyers. Options for additional deck work / carport

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Property taxesest. at asking price, St. Johns County$333
HOAbilled monthly$21
Estimated total, before insurance$1,738/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,567/yr · $214/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Property taxes (est.): $333
Insurance (est.): $167
Estimated Total Monthly
$1,884
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$207,580$207,580—
2024$183,542$183,542—
2023$176,093$176,093—
2022$138,735$40,670—
2021$129,586$38,029—
2020$139,368$36,814—

2024 property taxes (current owner): $2,567/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 21, 2026Closed$252,950

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
599 Lightsey Xing Lane, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYJul 2026$410,000$2204/31,866880.6
86 Little Owl Lane, St. Augustine, FL 32086Listed by BEACH STATE REALTYAug 2026$390,000$2173/21,79760.9
458 Deer Crossing Road, St. Augustine, FL 32086Listed by THE NEWCOMER GROUPAug 2026$460,000$2433/21,89561
1950 Lightsey Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$380,500$2993/1.51,27211
943 Orellana Road, St. Augustine, FL 32084Listed by EXP REALTY LLCSep 2026$410,000$1914/22,1441061.1
303 Deer Crossing Road, St. Augustine, FL 32086Listed by ASSIST2SELL BUYERS & SELLERS REALTYJul 2026$363,000$2363/21,540761.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$252,950
Price / Sq Ft$146
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,730
Total Structure Area1,782 sq ft
Acres0.36 acres
Year Built2004
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

School Information

ElementaryWebster
MiddleMurray

Community Information

Address2900 Gray Jay Drive, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionThe Sanctuary
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size15,681.6 sq ft
Parcel Number1007650480
ZoningMobile Home(s)

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s)
AppliancesConvection Oven, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Exterior

Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2025
Days on Market260
HOA Fees$21 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesOther
Tax Amount$2,566.88
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALSOP PROPERTIES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Sanctuary

The Sanctuary is a neighborhood in Jacksonville Beach, FL (St. Johns County), ZIP 32084.

View all The Sanctuary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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