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This home is in The Sanctuary, St. Augustine.

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Pending

Pending·317 days on market·The Sanctuary

2900 Gray Jay Drive

St. Augustine, FL 32084

$252,950$146/sqftEst. $1,346/moMLS# 2106525
3
Beds
2
Baths
1,730
Sq Ft
2004
Built
Garage
No
Pool

About this home

The Sanctuary

Open House 4/5 cancelled. Call listing agent for info. 2900 Gray Jay Drive is a three-bedroom, two-bathroom single-family home...completely renovated! Large lot on the lake with water views. The home features a brand new roof, Hardy fiber cement siding, fresh paint on the exterior and interior, a recently serviced HVAC system, new electrical panel, new lighting, new hot water heater, and more. New carpet has been installed across the main living areas and bedrooms, and the master bathroom has been updated with new flooring. The kitchen features new stainless steel appliances The home is located within an established residential neighborhood with access to schools, retail centers, and services. 2900 Gray Jay Drive is a move-in ready home with recent upgrades to both interior and exterior components. The combination of new systems, updated finishes, and a straightforward floor plan make it a practical option for a wide range of buyers. Options for additional deck work / carport

Cost to own

Mortgage calculator

$252,950
$50,590
Loan Term
Monthly Payment
$1,278
Principal & Interest: $1,278
Est. Taxes & Insurance: $319
Estimated Total Monthly
$1,597
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,346
Property taxesest. at asking price, St. Johns County$337
HOAbilled monthly$21
Estimated total, before insurance$1,704/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$207,580$207,580
2024$183,542$183,542
2023$176,093$176,093
2022$138,735$40,670
2021$129,586$38,029
2020$139,368$36,814

2024 property taxes (current owner): $2,567/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$252,950
Price / Sq Ft$146
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,730
Total Structure Area1,782 sq ft
Acres0.36 acres
Year Built2004
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionUpdated/Remodeled
StatusPending
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

School Information

ElementaryWebster
MiddleMurray
HighSt. Augustine

Community Information

Address2900 Gray Jay Drive, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionThe Sanctuary
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size15,681.6 sq ft
Parcel Number1007650480
ZoningMobile Home(s)

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s)
AppliancesConvection Oven, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Exterior

Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2025
Days on Market260
HOA Fees$21 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesOther
Tax Amount$2,566.88
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About The Sanctuary

The Sanctuary is a neighborhood in Jacksonville Beach, FL (St. Johns County), ZIP 32084.

View all The Sanctuary homes for sale →

Listing Courtesy of: ALSOP PROPERTIES INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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