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458 Deer Crossing Road

St. Augustine, FL 32086

$475,000$251/sqftEst. $2,528/moMLS# 2154621
3
Beds
2
Baths
1,895
Sq Ft
2016
Built
3
Garage
No
Pool

About this home

St. Augustine

458 Deer Crossing Road represents an upper echelon opportunity within the highly desirable Deerfield Preserve community, offering one of the largest homesites in the neighborhood with more than 100 feet of tranquil lake frontage, unobstructed water views, an expansive backyard, a large paver driveway, a rare three car garage, and the added peace of mind of a newer roof. Beautifully maintained and thoughtfully upgraded, this move in ready home combines quality craftsmanship with an ideal floor plan designed for both everyday living and entertaining. The open concept kitchen, dining, and living areas flow seamlessly together while showcasing breathtaking lake views, filling the home with natural light and beautiful morning sunrises. Elegant tray ceilings, crown molding, and tasteful finishes enhance the home's spacious feel, while the dedicated flex room provides the perfect space for a home office, playroom, fitness room, or additional living area.

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,528
Principal & Interest: $2,528
Est. Taxes & Insurance: $632
Estimated Total Monthly
$3,160
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,528
Property taxesest. at asking price, St. Johns County$633
HOAbilled quarterly$81
Estimated total, before insurance$3,242/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,847/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,800 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 9, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000
Price / Sq Ft$251
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,895
Acres0.30 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Traditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryOsceola
MiddleMurray
HighPedro Menendez

Community Information

Address458 Deer Crossing Road, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionDeerfield Preserve
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size13,068 sq ft
Lot Dimensions110x80x90x149
Parcel Number1027812530
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage
ViewLake, Pond, Water
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionIrregular Lot
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Full, Vinyl, Wrought Iron
RoofShingle
ConstructionBrick, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 9, 2026
Days on Market3
HOA Fees$242.5 / Quarterly
HOA FrequencyQuarterly
HOA NameDeerfield Preserve
Tax Amount$3,846.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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