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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palm Valley Gardens, Ponte Vedra Beach.

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Sold

Sold·Closed Jan 30, 2026·153 days on market·Recent sales in Palm Valley Gardens·Palm Valley Gardens

28-32 S Roscoe Boulevard

Ponte Vedra Beach, FL 32082

$2,500,000sold priceListed at $3,200,000 · 78.1% of asking$1374/sqftMLS# 2104136
4
Beds
3
Baths
1,820
Sq Ft
1979
Built
2
Garage
No
Pool

6 more homes for sale in Palm Valley Gardens →Search Palm Valley Gardens on the map

No HOA5.51 acresSingle Family Residence2 stories

About this home

Palm Valley Gardens

Offering rare 300 ft of frontage, this 5.51 acre improved property spanning four parcels can be easily re-parceled into three separate lots without a land use change. See Documents for suggested builder plans (buyer to contract with builder directly). A once-in-a-lifetime chance to own one of Ponte Vedra Beach's most iconic parcels! Perfectly positioned between the Atlantic Ocean and the Intracoastal, this exceptional property offers endless possibilities. The Palm Valley Boat Ramp is just down the road allowing for easy access to the Intracoastal Waterway. Minutes to world-class golf at the renowned TPC Sawgrass, home of the PGA Players Championship. Close to many upscale dining options, boutique shopping, and pristine white sandy beaches. Build your dream estate, create a family compound, or hold as a rare investment in one of Florida's most exclusive coastal markets. Large parcels like this are disappearing fast—don't let this one get away!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$13,739
Property taxesest. at asking price, St. Johns County$3,327
Estimated total, before insurance$17,065/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,772/yr · $898/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,602 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $10,772/yr

Estimated taxes if purchased at asking price: ~$39,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $386/sq ft; this home is listed at $1,758/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
220 Royal Palm Court, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJun 2026$765,000$4183/21,82940.5
108 Natures Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$840,000$3773/22,229930.7
108 Shell Bluff Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDJul 2026$690,000$3134/32,2081190.9
113 Osprey Ridge Way, Ponte Vedra Beach, FL 32082Listed by UNITED REAL ESTATE GALLERYSep 2026$875,000$4214/22,079651
100 Vedra Landing Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$759,500$3863/21,96981.1
505 Cane Mill Court, Ponte Vedra Beach, FL 32082Listed by HERRON REAL ESTATE LLCAug 2026$725,000$3653/21,985191.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,200,000
Price / Sq Ft$1,758
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,820
Acres5.51 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address28-32 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPalm Valley Gardens
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size240,015.6 sq ft
Parcel Number0649700050
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage, Gated
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Walk-In Closet(s)
AppliancesDishwasher, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCleared, Farm, Many Trees, Split Possible, Wooded
FencingOther, Wood
RoofMetal

Additional Information

Date ListedAugust 15, 2025
Days on Market153
Tax Amount$10,772.09
Tax Year2024
Listing TermsCash, Conventional, Owner May Carry, Private Financing Available
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: TERRA REAL ESTATE, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palm Valley Gardens

Palm Valley Gardens is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Palm Valley Gardens homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines