This home is in Palm Valley Gardens, Ponte Vedra Beach — a new construction home in St. Johns County.
Active·11 days on market·Palm Valley Gardens
48 A Roscoe Boulevard N
Ponte Vedra Beach, FL 32082
5 more homes for sale in Palm Valley Gardens →Search Palm Valley Gardens on the map

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Valley Gardens
Build your dream home on this 1.66 acre beautifully wooded lot on N Roscoe Blvd. Bring your own builder, no time restriction to build and no HOA fees. Parcel size is 100' wide by 726' deep. Adjacent lots also for sale if you need a larger piece of land for your dream estate. Social Membership Included to nearby Marsh Landing Country Club; some restrictions apply. Don't miss this opportunity to build your dream estate in Ponte Vedra Beach FL, a destination in itself, with ''A'' rated Public Schools, home to the famous TPC Sawgrass, PGA headquarters & nearby Mayo Clinic & Hospital. Ponte Vedra Beach also has stunning beaches with oceanfront country clubs, numerous restaurants & shops, and the beautiful Intracoastal Waterway for all your fishing & water sports.
Next steps in Palm Valley Gardens
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,786 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $616,500 | $616,500 | — |
2025 property taxes (current owner): $8,303/yr
Estimated taxes if purchased at asking price: ~$29,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Price change$1,875,000−$1,024,049
- Sep 10, 2026Price change$2,899,049−$50,000
- Aug 24, 2026Listed$2,949,049
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $409/sq ft; this home is listed at $578/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 25 Valley Gardens Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,800,000 | $465 | 6/5 | 3,874 | 53 | 0.1 |
| 279 Payasada Circle, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $1,380,000 | $389 | 4/3.5 | 3,546 | 117 | 0.5 |
| 140 Woodlands Creek Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Aug 2026 | $990,000 | $356 | 4/3.5 | 2,778 | 44 | 0.6 |
| 131 Payasada Oaks Trail, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,400,000 | $409 | 4/3 | 3,426 | 11 | 0.6 |
| 150 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Aug 2026 | $1,815,000 | $580 | 4/3.5 | 3,132 | 73 | 0.7 |
| 145 Egrets Walk Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,400,000 | $406 | 5/4 | 3,450 | 69 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARSH LANDING REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palm Valley Gardens
Palm Valley Gardens is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











