This home is in Ponte Vedra Beach — a pool home in Ponte Vedra Beach.
Sold·Closed Jul 27, 2026·93 days on market·Recent sales in Ponte Vedra Beach
108 Natures Way
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Experience the perfect blend of coastal living and private retreat in this thoughtfully designed 3-bedroom, 2-bath residence in the heart of Ponte Vedra Beach. Set on a rare .78-acre homesite beneath a canopy of mature trees, this 2,229-square-foot home offers an open, light-filled layout ideal for both everyday comfort and effortless entertaining. Expansive living spaces flow seamlessly outdoors, where a sparkling pool and lush lawn create a peaceful setting for relaxed gatherings or quiet mornings. Beyond the main living area, a detached office tucked behind the pool provides a dedicated, versatile space - perfect for remote work, creative pursuits, or a private studio.
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,617 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $708,008 | $708,008 | — |
| 2024 | $666,690 | $606,728 | — |
| 2023 | $637,600 | $587,600 | — |
| 2022 | $669,954 | $669,954 | — |
| 2021 | $451,220 | $451,220 | — |
| 2020 | $420,561 | $279,732 | — |
Estimated taxes if purchased at asking price: ~$13,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 27, 2026Closed$870,000
- Jul 8, 2026Active Under Contract$870,000
- Apr 22, 2026Listed$870,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $378/sq ft; this home is listed at $390/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 140 Woodlands Creek Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Aug 2026 | $990,000 | $356 | 4/3.5 | 2,778 | 44 | 0.4 |
| 113 Osprey Ridge Way, Ponte Vedra Beach, FL 32082Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $875,000 | $421 | 4/2 | 2,079 | 65 | 0.5 |
| 100 Vedra Landing Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Jul 2026 | $759,500 | $386 | 3/2 | 1,969 | 8 | 0.5 |
| 127 Glen Cove Place, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Aug 2026 | $855,000 | $378 | 4/3 | 2,259 | 34 | 0.6 |
| 108 Shell Bluff Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED | Jul 2026 | $690,000 | $313 | 4/3 | 2,208 | 119 | 0.7 |
| 104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $768,000 | $293 | 4/2.5 | 2,617 | 159 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines