This home is in Odoms Mill, Ponte Vedra Beach.

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Pending

Pending·28 days on market·Odoms Mill

505 Cane Mill Court

Ponte Vedra Beach, FL 32082

$725,000$365/sqftEst. $3,697/moMLS# 2148821

Beds

Baths

1,985

Sq Ft

1998

Built

Garage

Pool

About this home

Odoms Mill

Welcome to 505 Cane Mill Court, where comfort, convenience, and natural beauty come together in one of NE Florida's most desirable locations. Situated on a quiet cul-de-sac and backing to a serene preserve, this beautifully maintained home offers a private backyard oasis with a large paver patio perfect for relaxing or entertaining while enjoying peaceful nature views. Inside, you'll find a bright, open floor plan featuring fresh interior paint, updated light fixtures, new carpet, and inviting living spaces designed for modern living. The seamless flow between the living, dining, and kitchen areas creates an ideal setting for both everyday life and gatherings with family and friends. The location is truly exceptional. Residents enjoy walking distance access to top rated schools via a convenient neighborhood pathway, while the beach is just a short bike ride away. You'll also appreciate being minutes from both shopping and dining.

Cost to own

Mortgage calculator

Home Price

$725,000

Down Payment: 20%

$145,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,697

Principal & Interest: $3,697

Property taxes (est.): $965

Insurance (est.): $483

Estimated Total Monthly

$5,145

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,697

Property taxesest. at asking price, St. Johns County$965

HOAbilled annually$106

Estimated total, before insurance$4,767/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,154/yr · $679/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$580,574	$580,574	—
2024	$516,689	$255,450	—
2023	$551,003	$246,553	—
2022	$481,081	$237,916	—
2021	$354,992	$229,530	—
2020	$350,609	$225,671	—

2025 property taxes (current owner): $8,154/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 12, 2026Pending$725,000
Jun 26, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000

Price / Sq Ft$365

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,985

Acres0.19 acres

Year Built1998

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address505 Cane Mill Court, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionOdoms Mill

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size8,276.4 sq ft

Parcel Number0684420300

Amenities

AmenitiesPool, Basketball Court

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

ViewPond, Protected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile

FireplaceYes

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryIn Unit