This home is in Old Palm Valley, Ponte Vedra Beach.
Pending·132 days on market·Old Palm Valley
108 Shell Bluff Court
Ponte Vedra Beach, FL 32082
About this home
Old Palm Valley
FEATURING A WOODBURNING FIREPLACE, SCREENED PORCH, FENCED OPEN PAVER PATIO WITH FIREPIT, NEW AC UNIT, NEWER UPGRADED POWER PANEL, AND NEWER LVP FLOORING! This clean 4-bedroom home is on a quiet cul-de-sac with a lovely backyard view of a wooded preserve. Featuring 4 bedrooms and 3 full bathrooms. The Primary is on the main level with dual walk-in closets; ensuite has a garden tub and a separate shower. Step outside to a screen porch which connects the primary suite to the family room and the outdoor patio. Kitchen has stainless steel appliances and travertine flooring which extends into the family room. The rest of the main level has new LVT plank flooring. The backyard has a level walk out, a fenced paver patio with a nice built-in woodburning firepit. The home backs up to a conservation easement, no homes can be built there. Lots of privacy for outdoor entertaining. Landscaping/lawn has irrigation for the front and side yards. SEE SUPPLEMENT
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $628,375 | $509,167 | — |
| 2024 | $592,701 | $492,701 | — |
| 2023 | $532,222 | $0 | — |
| 2022 | $531,466 | $0 | — |
| 2021 | $380,613 | $0 | — |
| 2020 | $368,921 | $0 | — |
2025 property taxes (current owner): $7,685/yr
Estimated taxes if purchased at asking price: ~$12,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,442 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 12, 2026Pending$754,900
- Mar 6, 2026Listed$754,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Old Palm Valley
Old Palm Valley is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Old Palm Valley homes for sale →Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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