This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Sold·Closed Jun 5, 2026·4 days on market·Recent sales in Ponte Vedra Beach
220 Royal Palm Court
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Welcome home to a little touch of country in the city. This beautiful pool home sits on 1.3 acres and includes joint ownership of a pond adjacent to the home. The large treed lot provides both shade and privacy from neighbors. Tons of room for play and planting. The house has a great layout with split bedrooms. The kitchen and family room sit in the center of the home w/ great views of the pool, pond and backyard. The kitchen is bright and open with a custom tile floor and backsplash. The primary bedroom has access to the pool area. The septic system updated/replaced in 2025. Roof in 2019, HVAC in 2022. The home is in close proximity to the award-winning St. John's County schools. Go fishing in your backyard or just enjoy the scenery and serenity. See what laid back life is all about.
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,291 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $573,979 | $208,735 | — |
| 2024 | $543,953 | $202,145 | — |
| 2023 | $549,092 | $194,801 | — |
| 2022 | $486,023 | $187,671 | — |
| 2021 | $321,855 | $180,749 | — |
| 2020 | $317,939 | $177,563 | — |
2025 property taxes (current owner): $3,307/yr
Estimated taxes if purchased at asking price: ~$12,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $365/sq ft; this home is listed at $418/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 485 Big Tree Road, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $752,500 | $362 | 3/2 | 2,076 | 27 | 0.7 |
| 505 Cane Mill Court, Ponte Vedra Beach, FL 32082Listed by HERRON REAL ESTATE LLC | Aug 2026 | $725,000 | $365 | 3/2 | 1,985 | 19 | 0.8 |
| 108 Shell Bluff Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED | Jul 2026 | $690,000 | $313 | 4/3 | 2,208 | 119 | 0.8 |
| 124 Mill Cove Lane, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Aug 2026 | $845,000 | $363 | 4/3 | 2,329 | 46 | 0.9 |
| 108 Natures Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $840,000 | $377 | 3/2 | 2,229 | 93 | 0.9 |
| 113 Osprey Ridge Way, Ponte Vedra Beach, FL 32082Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $875,000 | $421 | 4/2 | 2,079 | 65 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines