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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Summer Bay At Grand Oaks, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Feb 26, 2026·186 days on market·Recent sales in Summer Bay At Grand Oaks·Summer Bay At Grand Oaks

51 Hickory Pine Drive

St. Augustine, FL 32092

$430,000sold priceListed at $434,000 · 99.1% of asking$231/sqftMLS# 2102891
2
Beds
2
Baths
1,858
Sq Ft
2025
Built
2
Garage
No
Pool

3 more homes for sale in Summer Bay At Grand Oaks →Search Summer Bay At Grand Oaks on the map

HOA $151/moSingle Family Residence1 storyNew construction

About this home

Summer Bay At Grand Oaks

Reduced by $99k - all upgrades at ZERO cost to the buyer. Effortless flow and function throughout the home. Inside, you'll find Luxury Vinyl Plank flooring in the main living areas, flex room, and owner's suite. The flex room is perfect for a home office or gym. The gourmet kitchen features built-in Whirlpool appliances, quartz countertops, white cabinets, and a stylish tile backsplash. Enjoy open-concept living from the kitchen to the gathering room, café, and covered lanai. The owner's suite features dual sinks, soft-close cabinets, and a walk-in shower. Living here in Summer Bay means enjoying the good life—resort-style amenities like a clubhouse, heated pool and hot tub, fire pits, pickleball and bocce ball courts, fitness center, and walking trails all right outside your door.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,363
Property taxesest. at asking price, St. Johns County$572
HOAbilled monthly$151
Estimated total, before insurance$3,086/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,466/yr · $372/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,466/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
71 Hickory Pine Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$490,000$2503/21,962670
94 Lone Cypress Way, St. Augustine, FL 32092Listed by LPT REALTY LLCOct 2026$475,000$2633/21,807950.1
145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$465,000$2343/2.51,989750.2
217 Fairlake Circle, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCJul 2026$375,000$2383/21,5751280.2
22 Myrtle Oak Court, St. Augustine, FL 32092Listed by ERA ONETEAM REALTYJul 2026$425,000$2043/22,0823770.5
4410 State Road 16, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$2,810,000$1,9972/2.51,4071691.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$434,000
Price / Sq Ft$234
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,858
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address51 Hickory Pine Drive, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionSummer Bay At Grand Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0274531740
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Spa/Hot Tub, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJanuary 1, 2026
Days on Market186
HOA Fees$151 / Monthly
HOA FrequencyMonthly
Tax Amount$4,465.75
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Summer Bay At Grand Oaks

Summer Bay At Grand Oaks is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Summer Bay At Grand Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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