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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Trailmark, St. Augustine — a new construction home in St. Johns County.

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Active

Active·160 days on market·Trailmark

522 White Rabbit Run

St. Augustine, FL 32092

$481,997$200/sqftEst. $2,670/moMLS# 2098835
↓ $10,000 below original list
3
Beds
2.5
Baths
2,414
Sq Ft
2025
Built
2
Garage
No
Pool

41 more homes for sale in Trailmark →Search Trailmark on the map

FEMA Zone XHOA $8/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Trailmark

Welcome to this inviting Laurel home, ready for quick move-in! Included features: a covered entry; a generous great room, an open dining area with center-meet doors overlooking a relaxing patio; an impressive kitchen offering 42'' cabinets, quartz countertops, an immense island and a walk-in pantry; an upstairs laundry; a central loft; three secondary bedrooms with a shared bath; and a lavish primary suite showcasing a private bath and an oversized walk-in closet. This home also has ceramic tile flooring and a video doorbell. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Next steps in Trailmark

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,670
Property taxesest. at asking price, St. Johns County$641
HOAbilled annually$8
Estimated total, before insurance$3,320/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$481,997
$96,399
Loan Term
Monthly Payment
$2,670
Principal & Interest: $2,670
Property taxes (est.): $641
Insurance (est.): $321
Estimated Total Monthly
$3,632
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 9, 2026Price change$481,997−$10,000
  • Oct 1, 2026Price change$491,997+$1,000
  • Sep 25, 2026Price change$490,997+$14,000
  • Jul 27, 2026Price change$476,997+$12,000
  • Jul 23, 2026Price change$464,997+$7,000
  • May 7, 2026Listed$457,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
523 White Rabbit Run, St. Augustine, FL 32092Listed by AXEN REALTY LLCSep 2026$478,997$2023/2.52,3753560
41 Evening Star Trace, St. Augustine, FL 32092Listed by AXEN REALTY LLCAug 2026$480,397$2005/32,4003650
512 White Rabbit Run, St. Augustine, FL 32092Listed by AXEN REALTY LLCAug 2026$430,997$2054/32,100510
12 Wrensong Place, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$479,740$2474/31,9433160.3
22 Wrensong Place, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$474,985$2264/22,106110.3
744 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$515,000$2064/32,500680.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$481,997
Price / Sq Ft$200
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,414
Total Structure Area2,814 sq ft
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address522 White Rabbit Run, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionTrailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0290161640

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Fitness Center, Playground
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Block, Composition Siding, Frame

Additional Information

Date ListedMay 7, 2026
Days on Market385
HOA Fees$100 / Annually
HOA FrequencyAnnually
HOA NameEvergreen Lifestyles Management
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Trailmark

Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Trailmark homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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