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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a golf course home in Jacksonville.

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Sold

Sold·Closed Aug 5, 2026·388 days on market·Recent sales in Jacksonville Beach

13810 Sutton Park Drive N 528

Jacksonville, FL 32224

$268,750sold priceListed at $268,750 · 100% of asking$155/sqftMLS# 2093394
3
Beds
2
Baths
1,732
Sq Ft
1997
Built
—
Garage
No
Pool
FEMA Zone XHOA $567/moCondominium1 story

About this home

Jacksonville

*** GREAT AMENITIES. Best Pools In Town + *** . $ 2 6 8, 7 5 0 !!! Welcome to Grand Reserve, an Upscale Living Community! This 3 bedroom, 2 bathroom13810 Sutton Parkway North #528 Jacksonville Condo is convenient to all the Shopping and Dining your Heart Desires with the St John's Town Center just minutes away. For the sunbathers that like to dig your toes in the sand, the Beach is very close for your Enjoyment. The highly rated Mayo Clinic Hospital is within 8 minutes of this home. This charming condo is on the second floor and has a gorgeous Modern Kitchen with Designer Cabinetry, and Stainless Steel Appliances with an upgraded Chefs Gas Cooktop. Vaulted ceilings with Crown Molding, open style living room and dining combination. Two Deeded Parking near the suite entrance. The HOA Fees Cover Water, Trash and Pest Control. Well-equipped Fitness Center, Pool, Jacuzzi, Tennis and Basketball Courts .CALL NOW Unbelievable LOW PRICE

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,489
Property taxesest. at asking price, Duval County$439
HOAbilled monthly$567
Estimated total, before insurance$2,494/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,466/yr · $205/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$268,750
$53,750
Loan Term
Monthly Payment
$1,489
Principal & Interest: $1,489
Property taxes (est.): $439
Insurance (est.): $179
Estimated Total Monthly
$2,107
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$258,300$132,442▲ $12,075
2024$246,225$128,002▼ $12,075
2023$258,300$122,818—
2022$226,800$117,785—
2021$171,675$112,899—
2020$160,650$110,650—

2024 property taxes (current owner): $2,466/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$268,750
  • Jul 7, 2026Pending$268,750
  • Jun 14, 2025Listed$268,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $155/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13810 Sutton Park Drive N 723, Jacksonville, FL 32224Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$218,000$1802/21,212320.1
13810 Sutton Park Drive N 621, Jacksonville, FL 32224Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$240,000$1683/21,428560.1
13810 Sutton Park Drive N 932, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCJul 2026$190,000$1572/21,212390.1
13810 Sutton Park Drive 1537, Jacksonville, FL 32224Listed by 904 REALTY LLCJul 2026$178,750$1472/21,21270.1
13810 Sutton Park Drive N 511, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$285,000$1774/21,6061490.2
13810 Sutton Park Drive 122, Jacksonville, FL 32224Listed by 1 REALTY CORPAug 2026$190,000$1572/21,2121100.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$268,750
Price / Sq Ft$155
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,732
Total Structure Area1,732 sq ft
Year Built1997
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryChets Creek
MiddleKernan

Community Information

Address13810 Sutton Park Drive N 528, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionGrand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677341630
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Gated, Jogging Path, Management- On Site, Playground, Tennis Court(s), Trash
Community FeaturesSuburban, Street Lights, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Off Street
ViewGolf Course, Pond, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
Fireplace FeaturesOther
# of Stories1
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Alarm, Smoke Detector(s)

Exterior

Exterior FeaturesTennis Court(s)
Lot DescriptionOn Golf Course
FencingOther
ConstructionFiber Cement
Other StructuresTennis Court(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 14, 2025
Days on Market388
HOA Fees$567 / Monthly
HOA FrequencyMonthly
HOA NameGrand Reserve Condominum Assn. Inc
HOA Fee IncludesMaintenance Grounds, Pest Control, Sewer, Water
Tax Amount$2,465.84
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LATITUDE 30 REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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