This home is in Jacksonville.
Pending·406 days on market
13810 Sutton Park Drive N 528
Jacksonville, FL 32224
About this home
Jacksonville
*** GREAT AMENITIES. Best Pools In Town + *** . $ 2 6 8, 7 5 0 !!! Welcome to Grand Reserve, an Upscale Living Community! This 3 bedroom, 2 bathroom13810 Sutton Parkway North #528 Jacksonville Condo is convenient to all the Shopping and Dining your Heart Desires with the St John's Town Center just minutes away. For the sunbathers that like to dig your toes in the sand, the Beach is very close for your Enjoyment. The highly rated Mayo Clinic Hospital is within 8 minutes of this home. This charming condo is on the second floor and has a gorgeous Modern Kitchen with Designer Cabinetry, and Stainless Steel Appliances with an upgraded Chefs Gas Cooktop. Vaulted ceilings with Crown Molding, open style living room and dining combination. Two Deeded Parking near the suite entrance. The HOA Fees Cover Water, Trash and Pest Control. Well-equipped Fitness Center, Pool, Jacuzzi, Tennis and Basketball Courts .CALL NOW Unbelievable LOW PRICE
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $258,300 | $132,442 | ▲ $12,075 |
| 2024 | $246,225 | $128,002 | ▼ $12,075 |
| 2023 | $258,300 | $122,818 | — |
| 2022 | $226,800 | $117,785 | — |
| 2021 | $171,675 | $112,899 | — |
| 2020 | $160,650 | $110,650 | — |
2024 property taxes (current owner): $2,466/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,724 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 7, 2026Pending$268,750
- Jun 14, 2025Listed$268,750
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LATITUDE 30 REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines