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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed May 5, 2025·0 days on market·Recent sales in Amelia Island

704 Ocean Club Place

Fernandina Beach, FL 32034

$3,050,000sold priceListed at $3,100,000 · 98.4% of asking$946/sqftMLS# 2090548
3
Beds
3
Baths
3,224
Sq Ft
2001
Built
2
Garage
No
Pool
HOA $153/mo5.44 acresWaterfrontCondominium1 story

About this home

Fernandina Beach

Added for comp purposes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$16,761
Property taxesest. at asking price, Nassau County$4,211
HOAbilled annually$153
Estimated total, before insurance$21,125/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$36,664/yr · $3,055/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $36,664/yr

Estimated taxes if purchased at asking price: ~$50,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $742/sq ft; this home is listed at $962/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
604 Ocean Club Court, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYMay 2026$2,075,000$6423/33,230340
719 Ocean Club Court 719, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESMay 2025$3,850,000$1,1944/43,22460
723 Ocean Club Place, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYApr 2025$2,800,000$8604/4.53,2541290
6545 Spyglass Circle, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESNov 2025$1,680,000$7083/32,373940.2
404 Beachside Place, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYApr 2026$1,725,000$6403/32,69690.3
457 Beachside Place, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESNov 2025$2,000,000$7423/32,6962510.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,100,000
Price / Sq Ft$962
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,224
Acres5.44 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address704 Ocean Club Place, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionOcean Club Condo
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size236,966.4 sq ft
Parcel Number016N29150V07040000

Amenities

AmenitiesBeach Access, Gated, Jogging Path, Maintenance Grounds
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCommunity Structure, Garage
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms, Wet Bar
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 30, 2025
Days on Market0
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Trash
Tax Amount$36,663.65
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Sold by: AMELIA ISLAND REAL ESTATE SERVICES (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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