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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a gated community home on Amelia Island.

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Sold

Sold·Closed Nov 3, 2025·94 days on market·Recent sales in Amelia Island

6545 Spyglass Circle

Fernandina Beach, FL 32034

$1,680,000sold priceListed at $1,825,000 · 92.1% of asking$708/sqftMLS# 2094156
3
Beds
3
Baths
2,373
Sq Ft
1990
Built
1
Garage
No
Pool
HOA $153/moWaterfrontCondominium1 story

About this home

Fernandina Beach

Exceptional corner penthouse in exclusive Spyglass Villas at Amelia Island Plantation! This 3BR/3BA villa offers panoramic Atlantic Ocean views, marble tile flooring, and a vaulted sunroom perfect for sunrise watching. Enjoy an open living/dining area with cozy wood burning fireplace, a gourmet kitchen with granite countertops, stainless LG appliances, and vaulted breakfast nook. Wake up to ocean views in the spacious primary suite with spa-like bath, walk-in shower, and soaking tub. Two guest bedrooms offer privacy with en-suite or direct bath access. CoolVu window film enhances comfort and efficiency. Gated community includes heated pool, under-building garage parking, and 9'x12' storage. Steps to beaches, trails, golf, dining & spa. Coastal luxury at its finest!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$9,232
Property taxesest. at asking price, Nassau County$2,319
HOAbilled annually$153
Estimated total, before insurance$11,705/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$16,851/yr · $1,404/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $16,851/yr

Estimated taxes if purchased at asking price: ~$27,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $587/sq ft; this home is listed at $769/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6517 Spyglass Circle, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$1,320,000$5873/32,250680
404 Beachside Place, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYApr 2026$1,725,000$6403/32,69690.1
457 Beachside Place, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESNov 2025$2,000,000$7423/32,6962510.1
2134 Beachwood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$780,000$4623/3.51,6901530.2
2055 Beach Wood Road, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2025$906,401$5363/3.51,690760.2
2098 Beach Wood Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESMay 2025$865,000$5123/3.51,69070.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,825,000
Price / Sq Ft$769
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,373
Year Built1990
TypeResidential
Sub-TypeCondominium
StyleVilla
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address6545 Spyglass Circle, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionSpyglass Villas
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number016N29V42065450000

Amenities

Community FeaturesGated
UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewBeach, Ocean, Pool
Waterfront TypeOcean Front

Interior

AppliancesDisposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Additional Information

Date ListedJune 19, 2025
Days on Market94
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
HOA NameSpyglass Villas Condo Association
HOA Fee IncludesInsurance, Sewer, Water
Tax Amount$16,850.86
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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