This home is in Fernandina Beach — a gated community home on Amelia Island.
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Sold·Closed May 5, 2026·34 days on market·Recent sales in Amelia Island
604 Ocean Club Court
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Experience luxury coastal living at Ocean Club Villas in the exclusive, privately gated community of Amelia Island Plantation, located within the prestigious Omni Amelia Island Resort. This second-floor oceanfront condo offers panoramic Atlantic Ocean views and direct access to one of Northeast Florida's most sought-after beachfront destinations. Perfectly positioned above the natural dunes, this residence features two oversized oceanview balconies ideal for enjoying breathtaking sunrises and glowing coastal sunsets. Each bedroom includes private balcony access, providing exceptional privacy and seamless indoor-outdoor living. Inside, newly installed travertine flooring mirrors the shimmer of the Atlantic, enhancing the bright, open-concept layout. The fully renovated kitchen showcases modern finishes, updated cabinetry, and premium appliances--perfect for entertaining or relaxed beachside living. You luxury condo features 3 spacious bedrooms with balcony accesses, each with their own
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Burney Parkabout 0.4 mi · 220 parking spaces
Closest park or preserve
Big Talbot Island State Parkabout 4 mi · 11.2 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 4 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 5 mi · Edwards Creek
Closest grocery store
Harris Teeterabout 2 mi · 4800 1st Coast Highway, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $37,865/yr
Estimated taxes if purchased at asking price: ~$34,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $860/sq ft; this home is listed at $697/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 704 Ocean Club Place, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | May 2025 | $3,050,000 | $946 | 3/3 | 3,224 | 0 | 0 |
| 719 Ocean Club Court 719, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | May 2025 | $3,850,000 | $1,194 | 4/4 | 3,224 | 6 | 0 |
| 723 Ocean Club Place, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Apr 2025 | $2,800,000 | $860 | 4/4.5 | 3,254 | 129 | 0 |
| 6545 Spyglass Circle, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Nov 2025 | $1,680,000 | $708 | 3/3 | 2,373 | 94 | 0.2 |
| 404 Beachside Place, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Apr 2026 | $1,725,000 | $640 | 3/3 | 2,696 | 9 | 0.3 |
| 457 Beachside Place, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Nov 2025 | $2,000,000 | $742 | 3/3 | 2,696 | 251 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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