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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a gated community home on Amelia Island.

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Sold

Sold·Closed Apr 17, 2026·9 days on market·Recent sales in Amelia Island

404 Beachside Place

Fernandina Beach, FL 32034

$1,725,000sold priceListed at $1,849,000 · 93.3% of asking$640/sqftMLS# 2136070
3
Beds
3
Baths
2,696
Sq Ft
1999
Built
1
Garage
No
Pool
HOA $153/moWaterfrontCondominium1 story

About this home

Fernandina Beach

Wake up to sweeping Atlantic Ocean views from this beautifully maintained 3-bedroom, 3-bath oceanfront condo in the Omni Amelia Island Resort. Designed for light and space, the open floor plan offers expansive living areas with water views from every main room. Enjoy indoor-outdoor living with two covered, open-air porches--perfect for sunrise coffee or evening relaxation. Spacious throughout and thoughtfully cared for, this condo also includes a private 1-car garage, a rare find for oceanfront properties. Located within the Omni Resort, offering easy access to beaches, dining, and amenities. Oceanfront living made effortless.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,555
Property taxesest. at asking price, Nassau County$2,381
HOAbilled annually$153
Estimated total, before insurance$12,089/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,467 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $742/sq ft; this home is listed at $686/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
457 Beachside Place, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESNov 2025$2,000,000$7423/32,6962510
6517 Spyglass Circle, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$1,320,000$5873/32,250680.1
6545 Spyglass Circle, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESNov 2025$1,680,000$7083/32,373940.1
604 Ocean Club Court, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYMay 2026$2,075,000$6423/33,230340.3
704 Ocean Club Place, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)May 2025$3,050,000$9463/33,22400.3
719 Ocean Club Court 719, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESMay 2025$3,850,000$1,1944/43,22460.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,849,000
Price / Sq Ft$686
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,696
Year Built1999
TypeResidential
Sub-TypeCondominium
StyleSpanish
StatusClosed
# of Garages1
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address404 Beachside Place, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionBeachside Villas Condo
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number016N29V02004040000
ZoningCondominium

Amenities

AmenitiesPool, Cable TV, Elevator(s), Jogging Path, Pickleball, Racquetball, Security, Storage, Trash, Water
Community FeaturesFishing, Street Lights, Restaurant, Gated
UtilitiesCable Connected, Electricity Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned, Detached, Garage, Garage Door Opener, Gated, Guest, On Street
ViewBeach, Ocean, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, In Unit
Security24 Hour Security, Fire Alarm, Fire Sprinkler System, Gated with Guard

Exterior

Exterior FeaturesBalcony, Courtyard
Patio / PorchCovered, Deck, Porch, Rear Porch, Side Porch, Terrace
RoofTile
ConstructionStucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedMarch 21, 2026
Days on Market9
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Security
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Sold by: HEAVENER REALTY, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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