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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 14, 2026·381 days on market·Recent sales in St. Augustine

510 Broomsedge Circle

St. Augustine, FL 32095

$434,999sold priceListed at $434,999 · 100% of asking$205/sqftMLS# 2089403
3
Beds
2
Baths
2,126
Sq Ft
2020
Built
2
Garage
No
Pool
FEMA Zone XHOA $102/mo7,405 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Augustine

Charming 3-Bed, 2-Bath Home on a Pond in Desirable St. Johns County Community! Welcome to this beautifully maintained, move-in-ready 3-bedroom, 2-bathroom home, filled with natural light and located in one of St. Johns County's most sought-after communities. Situated on a peaceful pond, this home offers serene water views right from your backyard. Enjoy Florida living with a paved driveway and walkway, a screened-in porch, and a paved rear patio—perfect for outdoor relaxation and entertaining. Inside, you'll find solid surface countertops, a spacious kitchen, and a laundry room with washer and dryer included. The primary suite features a garden tub, a walk-in shower, and built-in closet organizers for added convenience. Brand new carpet throughout—never lived on—adds a fresh touch to this immaculate home. Don't miss this opportunity to own a sun-filled gem with water views, in a prime location close to top-rated schools and community amenities. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, St. Johns County$579
HOAbilled quarterly$102
Estimated total, before insurance$3,090/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,791/yr · $566/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$434,999
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $579
Insurance (est.): $290
Estimated Total Monthly
$3,278
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$414,197$406,852—
2024$447,368$369,865—
2023$423,122$336,241—
2022$367,881$305,674—
2021$277,885$277,885—
2020$65,000$60,500—

2024 property taxes (current owner): $6,791/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 15, 2026Closed$434,999
  • May 23, 2025Listed$434,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATEOct 2026$447,000$1803/2.52,477340.4
204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$530,000$2334/2.52,2701250.4
100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAXSep 2026$490,000$2504/21,963870.5
65 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUPSep 2026$525,000$2263/2.52,328250.7
95 Strobe Court, St. Augustine, FL 32095Listed by SUPER SELLERAug 2026$495,000$2133/2.52,326360.7
612 Picasso Avenue, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATEOct 2026$420,000$1653/2.52,547100.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$434,999
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,126
Total Structure Area2,748 sq ft
Acres0.17 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address510 Broomsedge Circle, St. Augustine, FL 32095
Area304- 210 South
SubdivisionTwin Creeks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size7,405.2 sq ft
Parcel Number0237132160
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Playground
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 23, 2025
Days on Market381
HOA Fees$305 / Quarterly
HOA FrequencyQuarterly
HOA NameCreekside at Twin Creeks
Tax Amount$6,790.54
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ANNALYECE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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