This home is in Greenleaf Lakes, Ponte Vedra — a home near Allen D. Nease High School.
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Sold·Closed Dec 5, 2025·186 days on market·Recent sales in Greenleaf Lakes·Greenleaf Lakes
489 Citrus Ridge Drive
Ponte Vedra, FL 32081
2 more homes for sale in Greenleaf Lakes →Search Greenleaf Lakes on the map
About this home
Greenleaf Lakes
FINAL OPPORTUNITY!! LAST CHANCE to purchase this beautiful home on private cul-de-sac lot adjacent to preserve. If no contract by end of this weekend, the house will be removed for sale & put up for rent. This stunning 4-bed, 4-bath home is an upgraded Providence Homes, Fanning floor plan, known for it's energy efficiency! With preserve views, the serene backyard features a cozy fire pit & a screened-in patio—perfect for relaxing or entertaining. Enjoy the expanded living space from an upgrade that added two extra ft to the back of the home! Additional windows on the preserve side allow the natural light in & bring the outdoors in. Cooking is a joy with a natural gas range and enjoy endless hot water with a tankless gas water heater. The exterior was freshly painted ('23) with Sherwin Williams Loxon. As Nocatee residents, you will enjoy a fantastic lifestyle that includes Splash & Spray Water Parks, Greenway Trails, Community Events, adult pool, two Kayak Launches & top-rated schools!
Next steps in Greenleaf Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,608 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)20 min drive · 70 parking spaces
Closest park or preserve
Nocatee Preserve13 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 4 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 4 mi · Intracoastal Waterway
Closest youth league fields
Nocatee Community Park8 min drive · Soccer
Closest grocery store
Publixabout 0.5 mi · 75 Irondale Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,616/yr
Estimated taxes if purchased at asking price: ~$9,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $267/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 57 Puritan Road, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Sep 2026 | $732,500 | $265 | 4/3 | 2,764 | 39 | 0.3 |
| 1305 Sylvie Lane, Ponte Vedra, FL 32081Listed by CHAD AND SANDY REAL ESTATE GROUP | Oct 2026 | $600,000 | $259 | 4/3 | 2,315 | 20 | 0.4 |
| 620 Howland Drive, Ponte Vedra, FL 32081Listed by LOKATION | Sep 2026 | $585,000 | $247 | 3/2.5 | 2,364 | 34 | 1.1 |
| 269 Dawes Avenue, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLC | Oct 2026 | $818,151 | $341 | 4/3.5 | 2,399 | 36 | 1.3 |
| 30 Armorer Court, Jacksonville, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2026 | $483,000 | $276 | 2/2 | 1,751 | 10 | 1.3 |
| 341 Aspen Leaf Drive, Jacksonville, FL 32081Listed by NAVY TO NAVY HOMES LLC | Oct 2026 | $545,000 | $199 | 4/3.5 | 2,745 | 85 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DOGWOOD REALTY
Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Greenleaf Lakes
Greenleaf Lakes is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Greenleaf Lakes homes for sale →Keep looking
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For Sale103 Skylar LanePonte Vedra, FL 32081
4 bd · 2.5 ba · 2,193 sq ft
$575,000Est. $3,060/moWelcome home to this beautifully maintained NOCATEE two-story home tucked away on a quiet cul-de-sac, just three homes…
Listing Office: compass florida llc
For Sale405 Citrus Ridge DrivePonte Vedra, FL 32081
4 bd · 3.5 ba · 2,370 sq ft
$769,000Est. $4,093/moEvery detail of this exceptional Greenleaf Lakes home has been thoughtfully upgraded, creating a space that feels both…
Listing Office: florida homes realty & mtg llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines