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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

$183,500Sold1 bd · 1 ba · 959 sq ft

Sold·Closed Feb 13, 2026·288 days on market·Recent sales in Jacksonville

400 E Bay Street 601

Jacksonville, FL 32202

$183,500sold priceListed at $189,000 · 97.1% of asking$191/sqftMLS# 2079470
1
Beds
1
Baths
959
Sq Ft
2003
Built
1
Garage
No
Pool
HOA $852/moWaterfrontCondominium1 story

About this home

Jacksonville

Resort-Style Living at a Newly Reduced Price! Experience luxury in the heart of Downtown Jacksonville with this spacious 1-bedroom, 1-bathroom condo offering stunning views of the St. Johns River. This bright and airy home features an open floor plan, large windows, fresh paint throughout, and brand-new carpet in the bedroom. The spa-inspired bathroom includes a soaking tub, walk-in shower, and double vanities, while a generous walk-in closet provides everyday convenience. Enjoy five-star amenities such as 24/7 concierge service, a sun-drenched pool, outdoor kitchen with gas grills, state-of-the-art fitness center, squash and tennis courts, a Swedish sauna and steam room, billiards, personal wine lockers, and marina access with boat slip leasing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,000
Property taxesest. at asking price, Duval County$300
HOAbilled monthly$852
Estimated total, before insurance$2,152/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,949/yr · $329/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,949/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
400 E Bay Street 101, Jacksonville, FL 32202Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTNov 2026$185,000$1931/19591610
400 E Bay Street 1910, Jacksonville, FL 32202Listed by EGI REAL ESTATEOct 2026$405,000$3681/11,100140
400 E Bay Street 1710, Jacksonville, FL 32202Listed by EGI REAL ESTATEOct 2026$399,900$3641/11,10000
400 E Bay Street 1701, Jacksonville, FL 32202Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$227,000$2371/1959620
400 E Bay Street 1201, Jacksonville, FL 32202Listed by EGI REAL ESTATEMay 2026$224,000$2331/1.5960320
400 E Bay Street 1502, Jacksonville, FL 32202Listed by EGI REAL ESTATEMar 2026$240,000$2041/11,17590

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$189,000
Price / Sq Ft$197
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage959
Year Built2003
TypeResidential
Sub-TypeCondominium
StyleOther
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryLong Branch, reported on 44 other The Plaza Condominium At Berkman listings
MiddleMatthew Gilbert, reported on 45 other The Plaza Condominium At Berkman listings
HighStanton, reported on 41 other The Plaza Condominium At Berkman listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address400 E Bay Street 601, Jacksonville, FL 32202
Area073-Downtown Jacksonville-Northbank
SubdivisionThe Plaza Condominium At Berkman
CityJacksonville
CountyDuval
StateFL
Zip Code32202
Parcel Number0733490146

Amenities

AmenitiesPool, Barbecue, Boat Launch, Dog Park, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Marina, Sauna, Security, Tennis Court(s), Trash, Water
Community FeaturesSidewalks, Fishing, Street Lights, Restaurant, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered, Detached, Garage
ViewBridge(s), City, River, Water
Waterfront TypeRiver Access

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wine Cellar
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesOther
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Entry Phone/Intercom, Fire Sprinkler System, Gated with Guard, Secured Elevator, Secured Lobby, Security Gate, Security Lights, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Boat Slip, Courtyard, Dock, Outdoor Kitchen, Tennis Court(s)
Patio / PorchDeck, Wrap Around
ConstructionStucco
Other StructuresGazebo, Outdoor Kitchen, Tennis Court(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedApril 15, 2025
Days on Market288
HOA Fees$852.43 / Monthly
HOA FrequencyMonthly
HOA NameThe Plaza Condo At Berkman
HOA Fee IncludesInternet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$3,948.79
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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