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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

$329,9001 bd · 1 ba · 1,175 sq ft

Active·Listed today

400 E Bay Street 1702

Jacksonville, FL 32202

$329,900$281/sqftEst. $1,799/mo mortgageMLS# 2171061
1
Beds
1
Baths
1,175
Sq Ft
2003
Built
—
Garage
No
Pool
HOA $1031/moWaterfrontCondominium1 story

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About this home

Jacksonville

[CONDO DESCRIPTION COMING] Enjoy a resort lifestyle at The Plaza, located on the St Johns River in downtown Jacksonville. Walk to offices, museums, restaurants, Jaguar games, Jumbo Shrimp games, Icemen hockey and 5 concert venues. Squash court, tennis & pickle ball courts, 24/7 Concierge, sun soaked pool, outdoor kitchen & gas grills, Swedish sauna, steam room, newly renovated fitness ctr, business ctr, guest suite, wine lockers & 21st Floor Riverview Lounge for entertaining. Slips available at adjacent Plaza Marina. ** Furniture shown is no longer present.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,799
Property taxesest. at asking price, Duval County$539
HOAbilled monthly$1,031
Estimated total, before insurance$3,368/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$3,785/yr · $315/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,900
$65,980
Loan Term
Monthly Payment
$1,799
Principal & Interest: $1,799
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,557
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2026 property taxes (current owner): $3,785/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 1, 2026Active$329,900
  • Oct 27, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $281/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
400 Bay Street 404, Jacksonville, FL 32202Listed by CORE REALTY, LLCOct 2026$217,500$1632/21,3381600
400 E Bay Street 1910, Jacksonville, FL 32202Listed by EGI REAL ESTATEOct 2026$405,000$3681/11,100140
400 E Bay Street 1710, Jacksonville, FL 32202Listed by EGI REAL ESTATEOct 2026$399,900$3641/11,10000
400 E Bay Street 805, Jacksonville, FL 32202Listed by EGI REAL ESTATESep 2026$260,000$1772/21,473640
400 E Bay Street 1005, Jacksonville, FL 32202Listed by OAKLEAF EQUITY INCAug 2026$213,000$1452/21,47380
400 E Bay Street 1701, Jacksonville, FL 32202Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$227,000$2371/1959620

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,900
Price / Sq Ft$281
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage1,175
Year Built2003
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryLong Branch
MiddleMatthew Gilbert
HighStanton

Community Information

Address400 E Bay Street 1702, Jacksonville, FL 32202
Area073-Downtown Jacksonville-Northbank
SubdivisionThe Plaza Condominium At Berkman
CityJacksonville
CountyDuval
StateFL
Zip Code32202
Parcel Number073349-0358
ZoningPUD

Amenities

AmenitiesPool, Other, Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Marina, Park, Pickleball, Racquetball, Sauna, Tennis Court(s), Trash, Water
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Attached, Covered, Garage, Garage Door Opener, Gated, Guest
ViewBridge(s), Marina, River

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s), Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Key Card Entry, Secured Elevator, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedNovember 1, 2026
Days on Market0
HOA Fees$1,031 / Monthly
HOA FrequencyMonthly
HOA NameThe Plaza Condominiums at Berkman Plaza & Marina
HOA Fee IncludesInsurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Other
Tax Amount$3,785
Tax Year2026
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EGI REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines