This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 29, 2026·62 days on market·Recent sales in Over 55 & Active Adult
400 E Bay Street 1701
Jacksonville, FL 32202
About this home
Jacksonville
Live the ultimate resort lifestyle at The Plaza in this stunning river and skyline view 1 bedroom, 1 bath condo! This beautifully updated unit JUST APPRAISED FOR $255,000! includes one designated garage parking space plus a highly coveted storage closet on the 18th floor a rare and valuable bonus. Boat slips are also available at the adjacent Plaza Marina. Inside, you'll love the fresh, modern feel. The kitchen features all new appliances, and the HVAC system was replaced just two years ago. The home also offers new lighting, ceiling fans, and new flooring in the foyer, kitchen, and living room. The spacious bedroom includes a walk-in closet, and stylish draperies are included as well. The HOA covers insurance, internet, grounds and structural maintenance, pest control, sewer, trash, and water, making this home exceptionally convenient and low maintenance.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,619 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $255,000 in January 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $233,000 | $164,339 | ▲ $24,000 |
| 2024 | $209,000 | $159,000 | — |
| 2023 | $209,000 | $159,000 | — |
| 2022 | $195,600 | $195,600 | — |
| 2021 | $189,600 | $189,600 | ▲ $18,350 |
| 2020 | $182,400 | $182,400 | ▲ $7,600 |
2025 property taxes (current owner): $3,108/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $249/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1050 Hendricks Avenue 103, Jacksonville, FL 32207Listed by LA ROSA REALTY JACKSONVILLE, LLC. | Jun 2026 | $202,888 | $228 | 1/1 | 888 | 80 | 0.7 |
| 111 1st Street 28, Jacksonville, FL 32206Listed by COWFORD REALTY & DESIGN LLC | Sep 2026 | $107,000 | $112 | 2/1.5 | 953 | 43 | 0.9 |
| 1568 Palm Avenue 1568, Jacksonville, FL 32207Listed by COLDWELL BANKER ANABASIS REALTY | Oct 2025 | $185,000 | $202 | 2/1 | 916 | 10 | 1.2 |
| 1661 Riverside Avenue 313, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $340,000 | $324 | 2/2 | 1,048 | 12 | 1.8 |
| 1629 Riverside Avenue 7, Jacksonville, FL 32204Listed by DOUGLAS ELLIMAN FLORIDA | Jun 2025 | $270,000 | $259 | 2/1 | 1,044 | 84 | 1.8 |
| 2030 Herschel Street 2, Jacksonville, FL 32204Listed by COASTAL HOMES NORTH FLORIDA LLC | Aug 2026 | $345,000 | $285 | 2/2 | 1,211 | 171 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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