Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

1 / 31

Pending

Pending·12 days on market

400 E Bay Street 1710

Jacksonville, FL 32202

$422,900$384/sqftEst. $2,342/moMLS# 2166713

Beds

Baths

1,100

Sq Ft

2003

Built

—

Garage

Pool

No HOAWaterfrontCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Great views from this 17th floor Plaza condo home overlooking the St. Johns River! Stylish gray interior; tiled flooring; spacious kitchen; large WIC and additional coat and linen closets; Den with built-in shelving; laundry room with full size W/D and long balcony with DIRECT RIVER VIEWS. The Plaza Condos are on the River Walk in downtown Jax, near the office core, EverBank Field, the Jags and all the entertainment venues. Building has gated entry and garage, 24 hour doorman, tennis and squash crts, fitness ctr, pool, marina, sauna, steam room, Jacuzzi, bus ctr and 21st flr River Lounge.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,342

Property taxesest. at asking price, Duval County$691

Estimated total, before insurance$3,033/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$422,900

Down Payment: 20%

$84,580

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,342

Principal & Interest: $2,342

Property taxes (est.): $691

Insurance (est.): $282

Estimated Total Monthly

$3,315

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:03 PM.

The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Sep 26, 2026Pending$422,900
Sep 17, 2026Listed$422,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$422,900

Price / Sq Ft$384

Bedrooms1

Bathrooms1.00

Full Baths1

Square Footage1,100

Year Built2003

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionFixer

StatusPending

Has PoolNo

Is WaterfrontYes

Direction FacesSouth

Community Information

Address400 E Bay Street 1710, Jacksonville, FL 32202

Area073-Downtown Jacksonville-Northbank

SubdivisionThe Plaza Condominium At Berkman

CityJacksonville

CountyDuval

StateFL

Zip Code32202

Parcel Number0733490372

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned

ViewRiver

Waterfront TypeNavigable Water, River Access

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit

Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony

Road SurfaceAsphalt, Concrete

Road FrontageCity Street

Additional Information

Date ListedSeptember 27, 2026

Days on Market0

Listing TermsCash, Conventional, Owner May Carry, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: EGI REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in The Plaza Condominium At Berkman