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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Sold

Sold·Closed Jun 18, 2025·21 days on market·Recent sales in Amelia Island

1004 Natures Walk Drive A

Fernandina Beach, FL 32034

$415,000sold priceListed at $435,000 · 95.4% of asking$324/sqftMLS# 2082641
2
Beds
2
Baths
1,280
Sq Ft
1990
Built
1
Garage
No
Pool
HOA $15/mo3,920 sqft lotTownhouse1 story

About this home

Fernandina Beach

Coastal Living Refined - Updated Townhome Near the Beach & Trails - Welcome to 1004-A Natures Walk Drive, a beautifully maintained & thoughtfully upgraded townhome a short walk to the beach & steps from the scenic Egans Creek Greenway! Situated in the desirable Natures Walk community on Amelia Island, this home blends style, comfort, & convenience — all in a low-maintenance setting just minutes from historic downtown Fernandina Beach & the Atlantic Ocean shoreline. Inside, the open-concept layout features tile flooring in the main living areas & luxury vinyl plank in both bedrooms, offering a clean & durable foundation throughout. Vaulted ceilings & natural light add to the bright, airy feel, while plantation shutters bring timeless coastal charm & functional privacy. The kitchen showcases butcher block countertops, crisp white cabinetry, & updated lighting — a warm, welcoming space that connects seamlessly to the living & dining areas.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, Nassau County$573
HOAbilled annually$15
Estimated total, before insurance$2,886/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,973/yr · $331/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $573
Insurance (est.): $277
Estimated Total Monthly
$3,148
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,973/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $302/sq ft; this home is listed at $340/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2036 Natures Lane B, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$460,000$2964/2.51,553400.1
1132 Natures Walk Court A, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2025$445,000$2833/2.51,5722740.1
1601 Nectarine Street F5, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLCJun 2026$225,000$2302/29782700.3
1601 Nectarine Street I5, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSMay 2026$360,000$3023/21,1931710.4
382 S Fletcher Avenue 306, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYAug 2026$685,000$7232/29481141
1631 S Fletcher Avenue D, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2026$399,000$4222/194611.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$340
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,280
Acres0.09 acres
Year Built1990
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address1004 Natures Walk Drive A, Fernandina Beach, FL 32034
Area440-Fernandina Beach Downtown-South
SubdivisionNatures Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size3,920.4 sq ft
Parcel Number000031147L002A0000

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1

Exterior

FencingBack Yard, Wood

Additional Information

Date ListedApril 18, 2025
Days on Market21
HOA Fees$175 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,973.05
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Sold by: SUMMER HOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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