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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed May 19, 2026·171 days on market·Recent sales in Amelia Island

1601 Nectarine Street I5

Fernandina Beach, FL 32034

$360,000sold priceListed at $375,000 · 96% of asking$302/sqftMLS# 2115486
3
Beds
2
Baths
1,193
Sq Ft
1999
Built
—
Garage
No
Pool
HOA $478/mo4.61 acresCondominium2 stories

About this home

Fernandina Beach

Beautifully REMODELED and move-in ready, this Amelia Island centrally located gem combines coastal charm with modern convenience. Featuring LVP flooring throughout, stainless steel appliances, and expanded kitchen cabinetry for added functionality, every detail has been thoughtfully designed. Enjoy resort-style living with access to a pool, hot tub, grilling area, cabana, and bike racks. All just minutes from Egan's Creek Greenway, the beach, local shops, and historic downtown Fernandina. Easy access to Jacksonville International Airport makes this the perfect full-time residence or island getaway.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, Nassau County$497
HOAbilled monthly$478
Estimated total, before insurance$2,969/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,774/yr · $398/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $497
Insurance (est.): $240
Estimated Total Monthly
$2,731
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,774/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $365/sq ft; this home is listed at $314/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1601 Nectarine Street F5, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLCJun 2026$225,000$2302/29782700
1004 Natures Walk Drive A, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2025$415,000$3242/21,280210.4
1631 S Fletcher Avenue D, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2026$399,000$4222/194611.1
382 S Fletcher Avenue 306, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYAug 2026$685,000$7232/29481141.3
2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYMar 2026$372,000$3653/21,019601.5
2696 Forest Ridge Drive A-6, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYNov 2025$355,000$3483/21,0192821.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$314
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,193
Acres4.61 acres
Year Built1999
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1601 Nectarine Street I5, Fernandina Beach, FL 32034
Area440-Fernandina Beach Downtown-South
SubdivisionThe Palms At Amelia
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size200,811.6 sq ft
Parcel Number000031163P00I50000

Amenities

UtilitiesOther
Water SourcePublic
ParkingParking Lot

Interior

AppliancesDryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedOctober 29, 2025
Days on Market171
HOA Fees$478 / Monthly
HOA FrequencyMonthly
Tax Amount$4,773.53
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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