This home is in Jacksonville.

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Active

Active·209 days on market

14615 Colesburg Lane

Jacksonville, FL 32219

$359,140$211/sqftEst. $1,831/moMLS# 2122778

Beds

Baths

1,700

Sq Ft

2025

Built

Garage

Pool

About this home

Jacksonville

Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. Up to 10k closing costs on cash deals. deal for entertaining, the Fraser's open-concept layout features a large kitchen with a breakfast-bar island, flanked by a separate dining area and a great room with access to an inviting covered patio. You'll also enjoy the convenience of a laundry room, plus a mudroom. Two secondary bedrooms share access to a full hall bath, and a secluded primary suite boasts a walk-in closet and private bath. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

Cost to own

Mortgage calculator

Home Price

$359,140

Down Payment: 20%

$71,828

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,831

Principal & Interest: $1,831

Property taxes (est.): $586

Insurance (est.): $239

Estimated Total Monthly

$2,657

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,831

Property taxesest. at asking price, Duval County$586

HOAbilled annually$8

Estimated total, before insurance$2,426/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History