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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

$386,9904 bd · 3 ba · 2,128 sq ft

Active·49 days on market

6740 Golden Rock Drive

Jacksonville, FL 32219

$386,990$182/sqftEst. $2,110/mo mortgageMLS# 2165803
4
Beds
3
Baths
2,128
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $74/mo7,492 sqft lotSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

New community, Kings Creek brings a collection of beautifully designed single-family homes to North Jacksonville. Showcasing designer-selected finishes, open-concept floorplans, and thoughtfully crafted living spaces, this community offers an elevated blend of comfort, style, and functionality. Residents will also enjoy exceptional amenities, including a clubhouse, resort-style pool, pickleball courts, and inviting outdoor gathering spaces. Brand new, energy-efficient home available by Dec 2026! Functional, open design with a central great room and kitchen, a tucked away primary suite, and well planned secondary bedrooms for versatile daily living. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,110
Property taxesest. at asking price, Duval County$632
HOAbilled quarterly$74
Estimated total, before insurance$2,816/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$386,990
$77,398
Loan Term
Monthly Payment
$2,110
Principal & Interest: $2,110
Property taxes (est.): $632
Insurance (est.): $258
Estimated Total Monthly
$3,000
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 30, 2026Price change$386,990+$2,000
  • Sep 21, 2026Listed$384,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14687 Colesburg Lane, Jacksonville, FL 32219Listed by AXEN REALTY LLCSep 2026$398,142$1844/32,165280.7
14686 Colesburg Lane, Jacksonville, FL 32219Listed by AXEN REALTY LLCSep 2026$383,997$1864/32,0701260.7
6777 Dutton Spur Lane, Jacksonville, FL 32219Listed by AXEN REALTY LLCSep 2026$385,997$1863/22,0781810.7
6776 Dutton Spur Lane, Jacksonville, FL 32219Listed by AXEN REALTY LLCSep 2026$383,914$1854/32,0703670.8
12058 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$359,350$1664/2.52,160942
6842 Langford Street, Jacksonville, FL 32219Listed by EVERYSTATE INCOct 2026$260,900$1414/21,8561992.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$386,990
Price / Sq Ft$182
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,128
Acres0.17 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryBiscayne
MiddleHighlands
HighJean Ribault

Community Information

Address6740 Golden Rock Drive, Jacksonville, FL 32219
Area091-Garden City/Airport
SubdivisionKings Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size7,492.32 sq ft
Parcel Number002473 0660

Amenities

AmenitiesDog Park, Park, Pickleball, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyInsulation, Thermostat
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Home
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LaundryLower Level

Exterior

FencingOther
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedSeptember 21, 2026
Days on Market49
HOA Fees$222 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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