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This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·1 day on market

4076 Caper Tree Way

Jacksonville, FL 32218

$392,350$166/sqftEst. $2,156/mo mortgageMLS# 2170190

Beds

Baths

2,363

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XHOA $9/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This is a to-be-built home. Construction will begin upon contract. The Robie+ floor plan offers spacious, flexible living with 2,363 square feet of beautifully designed space. This two-story home features 5 bedrooms, 3 bathrooms, and a 2-car garage perfect for growing families or multigenerational households needing room to spread out. Natural light fills the home thanks to numerous well-placed windows, creating a bright and inviting atmosphere throughout. The heart of the home showcases an open-concept, vaulted ceiling gathering room, dining area, and kitchen seamlessly connected for modern living and effortless entertaining. The large quartz island provides abundant counter space for meal prep, casual dining, or hosting friends and family. With generous cabinetry and thoughtful layout, this kitchen is both functional and stylish. A secondary bedroom and full bath on the first floor make it an ideal setting for guests, extended family, or a private home office offering flexibility.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,156

Property taxesest. at asking price, Duval County$641

HOAbilled quarterly$9

Estimated total, before insurance$2,806/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$392,350

Down Payment: 20%

$78,470

Interest Rate: 7.32%

Loan Term

Monthly Payment

$2,156

Principal & Interest: $2,156

Property taxes (est.): $641

Insurance (est.): $262

Estimated Total Monthly

$3,058

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Park
about 16 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Area
about 4 mi · 4.9 mi of trails
Closest public boat ramp
Lake Bethesda Park – Primitive FMA Ramp (Electric Motors Only)
about 2 mi · Bethesda Lake
Closest kayak & paddleboard launch
Lake Bethesda Park – Adaptive Kayak Launch
about 2 mi · Bethesda Pond
Closest youth league fields
Garden City Elementary School Park
about 2 mi · Baseball, Softball
Closest grocery store
Walmart Supercenter
about 1.0 mi · 12100 Lem Turner Rd, Jacksonville

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:34 AM, sunset 6:49 PM.

The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Oct 21, 2026Listed$392,350

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $166/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
4113 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Oct 2026	$385,350	$163	5/3	2,363	12	0.1
12143 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$372,350	$172	4/2.5	2,160	75	0.1
12107 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$362,350	$168	4/2.5	2,160	94	0.1
4161 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$354,350	$200	4/2	1,774	61	0.1
12083 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$357,350	$165	4/2.5	2,160	96	0.1
12142 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Aug 2026	$364,350	$205	4/2	1,774	27	0.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$392,350

Price / Sq Ft$166

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,363

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

This listingNo schools reported in the MLS

ElementaryGarden City, reported on 335 other The Arbors listings

MiddleHighlands, reported on 335 other The Arbors listings

HighJean Ribault, reported on 335 other The Arbors listings

County schoolsJacksonville Area Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4076 Caper Tree Way, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionThe Arbors

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Parcel Number0194495180

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio

RoofShingle

ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedOctober 21, 2026

Days on Market0

HOA Fees$28.34 / Quarterly

HOA FrequencyQuarterly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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