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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

$357,3774 bd · 2 ba · 1,813 sq ft

Active·50 days on market

8178 Archibald Terrace

Jacksonville, FL 32219

$357,377$197/sqftEst. $1,948/mo mortgageMLS# 2164427
4
Beds
2
Baths
1,813
Sq Ft
2027
Built
2
Garage
No
Pool
FEMA Zone XHOA $68/mo6,970 sqft lotSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

What's Special: Appliances & Blinds Included. New Construction - February Completion! Built by America's Most Trusted Home Builder. Welcome to the Goldfinch at 8178 Archibald Terrace in Coopers Meadow! This inviting single-story home offers a thoughtfully designed layout that makes everyday living feel effortless. The open-concept kitchen features a large island, walk-in pantry, and seamless flow into the dining area and great room, creating a bright and welcoming space for gathering. Tucked away for added privacy, the primary suite includes a spacious walk-in closet and a well-appointed bathroom with dual sinks and a walk-in shower. Three secondary bedrooms provide flexibility for guests, hobbies, or a home office, while the centrally located laundry room adds everyday convenience.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,948
Property taxesest. at asking price, Duval County$584
HOAbilled quarterly$68
Estimated total, before insurance$2,600/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$357,377
$71,475
Loan Term
Monthly Payment
$1,948
Principal & Interest: $1,948
Property taxes (est.): $584
Insurance (est.): $238
Estimated Total Monthly
$2,770
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:41 AM, sunset 5:40 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 11, 2026Listed$357,377

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8142 Archibald Terrace, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLAOct 2026$327,990$1554/22,116670.1
8143 Archibald Terrace, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLASep 2026$349,990$1664/32,106460.1
8137 Archibald Terrace, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLASep 2026$305,000$2033/21,5001460.1
8471 Lilias Circle, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLASep 2026$325,000$1764/21,848520.1
8477 Lilias Circle, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLASep 2026$349,800$1664/32,106630.1
8409 Hawkes Meadow, Jacksonville, FL 32219Listed by ROUND TABLE REALTYOct 2026$353,990$1774/22,003511

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$357,377
Price / Sq Ft$197
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,813
Acres0.16 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address8178 Archibald Terrace, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionCoopers Meadows
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size6,969.6 sq ft
Parcel Number0028320505
ZoningResidential

Amenities

AmenitiesDog Park, Playground
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s), Other

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionOther
Road SurfacePaved

Additional Information

Date ListedSeptember 11, 2026
Days on Market50
HOA Fees$202.71 / Quarterly
HOA FrequencyQuarterly
HOA NameCastle Group
HOA Fee IncludesMaintenance Grounds
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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