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This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·3 days on market

8178 Archibald Terrace

Jacksonville, FL 32219

$357,377$197/sqftEst. $1,856/moMLS# 2164427

Beds

Baths

1,813

Sq Ft

2027

Built

Garage

Pool

About this home

Jacksonville

What's Special: Appliances & Blinds Included. New Construction - February Completion! Built by America's Most Trusted Home Builder. Welcome to the Goldfinch at 8178 Archibald Terrace in Coopers Meadow! This inviting single-story home offers a thoughtfully designed layout that makes everyday living feel effortless. The open-concept kitchen features a large island, walk-in pantry, and seamless flow into the dining area and great room, creating a bright and welcoming space for gathering. Tucked away for added privacy, the primary suite includes a spacious walk-in closet and a well-appointed bathroom with dual sinks and a walk-in shower. Three secondary bedrooms provide flexibility for guests, hobbies, or a home office, while the centrally located laundry room adds everyday convenience.

Cost to own

Mortgage calculator

Home Price

$357,377

Down Payment: 20%

$71,475

Interest Rate: 6.76%

Loan Term

Monthly Payment

$1,856

Principal & Interest: $1,856

Property taxes (est.): $584

Insurance (est.): $238

Estimated Total Monthly

$2,678

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,856

Property taxesest. at asking price, Duval County$584

HOAbilled quarterly$68

Estimated total, before insurance$2,507/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 11, 2026Listed$357,377

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$357,377

Price / Sq Ft$197

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,813

Acres0.16 acres

Year Built2027

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesWest

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address8178 Archibald Terrace, Jacksonville, FL 32219

Area081-Marietta/Whitehouse/Baldwin/Garden St

SubdivisionCoopers Meadows

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size6,969.6 sq ft

Parcel Number0028320505

ZoningResidential

Amenities

AmenitiesDog Park, Playground

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s), Other

Exterior

Lot DescriptionCorner Lot

Patio / PorchCovered, Front Porch, Patio

RoofShingle

ConstructionOther

Road SurfacePaved

Additional Information

Date ListedSeptember 11, 2026

Days on Market3

HOA Fees$202.71 / Quarterly

HOA FrequencyQuarterly

HOA NameCastle Group

HOA Fee IncludesMaintenance Grounds

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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