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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·102 days on market

1483 Bertha Street

Jacksonville, FL 32218

$399,900$172/sqftEst. $2,215/moMLS# 2153335
↓ $60,100 below original list
4
Beds
3
Baths
2,325
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $50/moSingle Family Residence2 storiesNew construction

See it this week

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Be the FIRST to call this brand-new community home! The first completed home in the development is move-in ready, beautifully finished, and available with special introductory incentives you won't want to miss. This elegantly designed 4-bedroom, 3-bathroom home offers modern style and peace of mind with a full builder warranty. The spacious open-concept first floor features a large living and dining area, along with a stunning kitchen complete with 42-inch cabinets, quartz countertops, a center island, and brand-new stainless steel appliances. Buyers who go under contract early may have the opportunity to select some custom finishes! Conveniently located near Jacksonville International Airport, Mayport Naval Station, NAS Jacksonville, shopping, dining, and more, this is your chance to enjoy the benefits of brand-new construction in a growing community.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,215
Property taxesest. at asking price, Duval County$653
HOAbilled monthly$50
Estimated total, before insurance$2,918/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,215
Principal & Interest: $2,215
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,135
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,575 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 30, 2026Price change$399,900−$39,100
  • Sep 17, 2026Price change$439,000−$21,000
  • Jul 1, 2026Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1860 Montward Preserve Way, Jacksonville, FL 32218Listed by WATSON REALTY CORPSep 2026$280,000$1703/21,648350.2
11529 Oaklawn Road, Jacksonville, FL 32218Listed by DOCTORS LAKE REALTYSep 2026$228,000$963/2.52,380300.6
1226 Turtle Creek Drive S, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$306,525$1733/21,767110.6
11517 Oaklawn Road, Jacksonville, FL 32218Listed by 1 REALTY CORPAug 2026$285,000$1613/21,770400.6
11389 Nettlebrook Street E, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATEJul 2026$267,500$1433/21,874270.7
2044 Oak Glen Road, Jacksonville, FL 32218Listed by NJOI REALTY LLCJul 2026$320,000$1214/32,6461410.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$172
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,325
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address1483 Bertha Street, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionThe Highlands
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number0441530020

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJuly 1, 2026
Days on Market91
HOA Fees$50 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Other
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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