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This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·19 days on market

1083 Welda Lane

Jacksonville, FL 32221

$399,900$213/sqftEst. $2,118/moMLS# 2162759

Open house Sat, Sep 19 · 12:00 pm–2:00 pm

Beds

Baths

1,876

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XHOA $95/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

MODEL home offering a sale / leaseback opportunity. Located in the new Cassie Oaks community, with just 24 homesites on a charming cul-de-sac street, this move-in ready Maple showcases an impressive collection of sleek upgrades, quality construction, and modern finishes throughout. Built with durable block construction, the community has no CDD fees, a low $95 monthly HOA, and rear privacy fencing throughout. Step inside the Maple floor plan through the striking 6 foot 8 inch glass front door into a bright, open concept layout where the great room, enhanced with additional LED lighting, flows seamlessly into the kitchen. Granite countertops, white soft-close cabinetry, a subway tile backsplash, and a full suite of stainless steel appliances, including an ESTAR refrigerator and dishwasher, create a space that is both beautiful and functional. Just beyond, a spacious flex room provides endless possibilities as a home office, fitness room, media room, or formal dining area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,118

Property taxesest. at asking price, Duval County$653

HOAbilled monthly$95

Estimated total, before insurance$2,866/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$399,900

Down Payment: 20%

$79,980

Interest Rate: 6.95%

Loan Term

Monthly Payment

$2,118

Principal & Interest: $2,118

Property taxes (est.): $653

Insurance (est.): $267

Estimated Total Monthly

$3,037

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 31, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900

Price / Sq Ft$213

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,876

Total Structure Area2,379 sq ft

Acres0.14 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementaryCrystal Springs

MiddleChaffee Trail

HighEdward White

Community Information

Address1083 Welda Lane, Jacksonville, FL 32221

Area062-Crystal Springs/Country Creek Area

SubdivisionNot Validd

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size6,098.4 sq ft

Parcel Number0087280010

Amenities

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s)

AppliancesDisposal, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac

Patio / PorchPatio, Rear Porch, Screened

RoofShingle

ConstructionBlock, Stucco

Additional Information

Date ListedAugust 31, 2026

Days on Market13

HOA Fees$95 / Monthly

HOA FrequencyMonthly

HOA NameC/O Maronda Home

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: NEW HOME STAR FLORIDA LLC · bhoyt@newhomestar.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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