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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active·18 days on market

14431 Epply Drive

Jacksonville, FL 32218

$359,990$155/sqftEst. $1,994/mo mortgageMLS# 2167694
↓ $10,000 below original listOpen house Fri, Oct 23 · 1:00 pm–5:00 pm
4
Beds
2.5
Baths
2,317
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $111/mo4,792 sqft lotSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this stunning Springfield two-story single-family home offering a spacious, modern layout perfect for everyday living and entertaining. Featuring 4 bedrooms, 2.5 bathrooms, and a versatile loft, this home provides ample space for the whole family. The first-floor primary suite is a true retreat, complete with dual closets and a luxurious ensuite bathroom. At the heart of the home, the expansive kitchen boasts white cabinets, quartz countertops, a walk-in pantry, stainless steel appliances, and generous cabinet and counter space. A cozy café nook creates the perfect spot for casual dining, while stylish laminate wood flooring flows seamlessly throughout the main living areas. Step outside to enjoy a covered patio, ideal for relaxing or entertaining outdoors. Additional highlights include blinds, all included for your convenience. A spacious two-car garage provides plenty of parking and storage.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, Duval County$588
HOAbilled annually$111
Estimated total, before insurance$2,693/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,118/yr · $93/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,990
$71,998
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $588
Insurance (est.): $240
Estimated Total Monthly
$2,822
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,118/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Price change$359,990−$10,000
  • Oct 3, 2026Listed$369,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $155/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14371 Epply Drive, Jacksonville, FL 32218Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$369,990$1604/2.52,317250.1
14347 Epply Drive, Jacksonville, FL 32218Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$345,990$1863/31,86470.1
14352 Epply Drive, Jacksonville, FL 32218Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$349,990$1774/2.51,97570.1
1758 Trainors Way, Jacksonville, FL 32218Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$369,990$1604/2.52,3171330.1
14334 Epply Drive, Jacksonville, FL 32218Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$337,990$1884/21,79700.1
14370 Epply Drive, Jacksonville, FL 32218Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$338,990$2093/21,62200.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,990
Price / Sq Ft$155
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,317
Total Structure Area2,789 sq ft
Acres0.11 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryLouis Sheffield
MiddleOceanway
HighFirst Coast

Community Information

Address14431 Epply Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionCedar Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size4,791.6 sq ft
Parcel Number1062563475
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Microwave
HeatingCentral, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit

Additional Information

Date ListedOctober 3, 2026
Days on Market17
HOA Fees$1,332.5 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInternet
Tax Amount$1,117.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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