This home is in Jacksonville.

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Active

Active·7 days on market

1046 Welda Lane

Jacksonville, FL 32221

$401,550$175/sqftEst. $2,137/moMLS# 2154389

Beds

Baths

2,298

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Pre-Construction. To Be Built. Introducing The Lancaster, a beautifully crafted two story home from the prestigious Heritage Collection, where timeless elegance meets modern comfort. Thoughtfully designed with stylish finishes and versatile living spaces, this exceptional residence in Cassie Oaks, blends classic architecture with the conveniences of today's lifestyle. An inviting foyer welcomes you into the open concept main living area, where the spacious great room, dining area, and beautifully appointed kitchen come together in a bright, seamless design. Luxury vinyl flooring extends throughout the main living spaces, while the highly sought after first floor fourth bedroom and full bath add exceptional flexibility. The full bath features a tiled shower and its own linen closet. At the heart of the home, the kitchen showcases a large island, granite countertops, tile backsplash, walk in pantry, and stainless steel appliances, creating a space

Cost to own

Mortgage calculator

Home Price

$401,550

Down Payment: 20%

$80,310

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,028

Principal & Interest: $2,028

Est. Taxes & Insurance: $507

Estimated Total Monthly

$2,535

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,137

Property taxesest. at asking price, Duval County$656

HOAbilled monthly$95

Estimated total, before insurance$2,888/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,218 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Listed$401,550

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$401,550

Price / Sq Ft$175

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,298

Acres0.11 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementaryCrystal Springs

MiddleChaffee Trail

HighEdward White

Community Information

Address1046 Welda Lane, Jacksonville, FL 32221

Area062-Crystal Springs/Country Creek Area

SubdivisionNot Validd

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size4,791.6 sq ft

Parcel Number0087280010

Amenities

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)