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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

$399,9996 bd · 5 ba · 2,598 sq ft

Active·124 days on market

1418 W 19th Street

Jacksonville, FL 32209

$399,999$154/sqftEst. $2,168/mo mortgageMLS# 2155191
↓ $40,001 below original list
6
Beds
5
Baths
2,598
Sq Ft
—
Built
2
Garage
No
Pool
FEMA Zone XNo HOA5,009 sqft lotDuplex2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This house comes with a REDUCED RATE as low as 5.875% (APR 6.822%) through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply. Newly built in 2026, this duplex offers an excellent opportunity for investors and owner-occupants. Each unit features a private entrance, an attached garage, an open-concept main living area, modern finishes, stainless steel kitchen appliances, and a convenient half bathroom on the first floor. All bedrooms are located upstairs, providing separation between the living and sleeping areas. Live in one unit while renting the other, lease both units, or add a newly constructed multifamily property to your investment portfolio. Everything is new, offering the advantages of new construction without the immediate updates commonly associated with older properties. No HOA or CDD fees. Conveniently located near Downtown Jacksonville, I-95, I-10, and Jacksonville International Airport

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,168
Property taxesest. at asking price, Duval County$655
Estimated total, before insurance$2,823/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,999
$80,000
Loan Term
Monthly Payment
$2,168
Principal & Interest: $2,168
Property taxes (est.): $655
Insurance (est.): $267
Estimated Total Monthly
$3,089
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,229 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $14,000 in May 2025(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$11,792$11,792—

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 20, 2026Price change$399,999−$20,001
  • Sep 24, 2026Price change$420,000−$20,000
  • Jul 13, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $99/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1645 W 17 Street, Jacksonville, FL 32209Listed by AVERRA REALTY LLCSep 2026$220,000$1154/31,907840.3
1351 W 25th Street, Jacksonville, FL 32209Listed by COMPLETE PROP MANAGEMENT LLCJun 2025$194,000$996/21,96870.3
1653 17th Street W, Jacksonville, FL 32209Listed by I OPEN DOORS REALTYDec 2025$190,000$774/22,480360.4
1124 W 25th Street, Jacksonville, FL 32209Listed by COMPASS FLORIDA LLCDec 2025$440,000$1638/42,704440.5
1036 W 12th Street, Jacksonville, FL 32209Listed by KELLER WILLIAMS FIRST COAST REALTYOct 2026$143,500$528/42,78480.6
1599 W 30th Street, Jacksonville, FL 32209Listed by SELECT REALTY LLCDec 2025$170,000$787/42,190570.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$399,999
Price / Sq Ft$154
Bedrooms6
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage2,598
Acres0.12 acres
TypeResidential Income
Sub-TypeDuplex
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementarySusie E. Tolbert, reported on 9 other Grand Boulevard listings
MiddleLake Shore, reported on 12 other Grand Boulevard listings
HighWilliam M. Raines, reported on 12 other Grand Boulevard listings
County schoolsJacksonville Area Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1418 W 19th Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionGrand Boulevard
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size5,009.4 sq ft
Parcel Number046016-0000

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourceWell
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Lot DescriptionFew Trees
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 13, 2026
Days on Market124
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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