Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·26 days on market

1418 W 19th Street

Jacksonville, FL 32209

$440,000$169/sqftEst. $2,269/moMLS# 2155191

Beds

Baths

2,598

Sq Ft

—

Built

Garage

Pool

About this home

Jacksonville

Newly built in 2026,, this duplex offers an excellent opportunity for investors and owner-occupants. Each unit features a private entrance, an attached garage, an open-concept main living area, modern finishes, stainless steel kitchen appliances, and a convenient half bathroom on the first floor. All bedrooms are located upstairs, providing separation between the living and sleeping areas. Live in one unit while renting the other, lease both units, or add a newly constructed multifamily property to your investment portfolio. Everything is new, offering the advantages of new construction without the immediate updates commonly associated with older properties. No HOA or CDD fees. Conveniently located near Downtown Jacksonville, I-95, I-10, and Jacksonville International Airport, with easy access to major roadways,. A versatile opportunity with multiple living and rental possibilities. Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$440,000

Down Payment: 20%

$88,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,269

Principal & Interest: $2,269

Property taxes (est.): $718

Insurance (est.): $293

Estimated Total Monthly

$3,281

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,269

Property taxesest. at asking price, Duval County$718

Estimated total, before insurance$2,987/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,229 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History