Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·3 days on market

6403 Rein Avenue

Jacksonville, FL 32219

$434,990$168/sqftEst. $2,234/moMLS# 2161271

Beds

Baths

2,584

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Under construction: Ready October 2026! NO CDD FEES! This neighborhood is truly one-of-a-kind! Welcome to Lennar's Harborwalk floor plan, a thoughtfully designed single-story home offering comfort and low-maintenance living. The open-concept layout features a spacious kitchen, dining, and living area, with two bedrooms near the foyer and three additional bedrooms privately situated on the opposite side of the home. The owner's suite includes a private bath and walk-in closet. Enjoy outdoor living on the screened lanai. Lennar's Everything's Included® features include white cabinetry, 42-inch upper cabinets, white quartz kitchen countertops, and Frigidaire stainless steel appliances, including a range, dishwasher, microwave, and refrigerator. LVP flooring extends through the main living areas, while quartz bathroom vanities add a stylish touch. Additional features include a full sprinkler system and one-year warranty for added peace of mind. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$434,990

Down Payment: 20%

$86,998

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,234

Principal & Interest: $2,234

Property taxes (est.): $710

Insurance (est.): $290

Estimated Total Monthly

$3,234

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,234

Property taxesest. at asking price, Duval County$710

HOAbilled quarterly$88

Estimated total, before insurance$3,033/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$976/yr · $81/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,595 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 21, 2026Listed$434,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$434,990

Price / Sq Ft$168

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,584

Acres0.15 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address6403 Rein Avenue, Jacksonville, FL 32219

Area081-Marietta/Whitehouse/Baldwin/Garden St

SubdivisionSaddle Oaks

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size6,534 sq ft

Lot Dimensions50 X 125

Parcel Number000

ZoningPUD

Amenities

AmenitiesPool, Dog Park, Playground, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)