This home is in Jacksonville — a new construction home in Jacksonville.
$359,9004 bd · 2 ba · 1,759 sq ft
Active·140 days on market
1313 Fred Gray Road
Jacksonville, FL 32218
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
GETTING CLOSE TO COMPLETION: BEAUTIFUL 1759SF, 4BEDROOM/2BATH HOME. HARBOR GRAY CABINETS, GRANITE COUNTERTOPS. REVWOOD FLOORING IN LIVING AREAS, WITH CARPET IN THE BEDROOMS. HOME COMES WITH STAINLESS STEEL KITCHEN APPLIANCES. HOME COMES WITH 1YR BUILDER WARRANTY AND TERMITE BOND. HOME WILL HAVE COVERED LANAI TO SIT AND ENJOY YOUR HALF ACRE PROPERTY. **This home will have a performance engineered septic system which will have city required yearly maintenance agreement and fee.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,294 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 10 mi · 35 parking spaces
Closest park or preserve
Reddie Point Preserveabout 4 mi · 1.2 mi of trails
Closest public boat ramp
Bert Maxwell Boat Rampabout 4 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Reddie Point Preserve Canoe Accessabout 4 mi · St. Johns River
Closest youth league fields
Oceanway Community Center, Park and Poolabout 1 mi · Swimming
Closest grocery store
Winn-Dixieabout 2 mi · 12333 Sago Ave W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $110,000 in December 2025(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $35,092 | $35,092 | — |
| 2025 | $39,479 | $31,340 | — |
| 2024 | $39,479 | $28,491 | — |
| 2023 | $36,554 | $25,901 | — |
| 2022 | $36,554 | $23,547 | ▲ $4,386 |
| 2021 | $32,168 | $21,407 | — |
| 2020 | $22,664 | $19,461 | — |
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 5, 2026Price change$359,900−$10,000
- Nov 1, 2026Price change$369,900−$10,000
- Oct 20, 2026Price change$379,900−$10,000
- Oct 11, 2026Price change$389,900−$10,000
- Oct 1, 2026Price change$399,900−$30,000
- Jun 24, 2026Listed$429,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2233 Lincoln Sendero Trail, Jacksonville, FL 32218Listed by PROPERTY SAGE REALTY LLC | Oct 2026 | $329,000 | $176 | 4/2 | 1,874 | 140 | 1 |
| 971 Morning Light Road, Jacksonville, FL 32218Listed by ERA ONETEAM REALTY | Nov 2026 | $292,500 | $170 | 3/2 | 1,725 | 73 | 1.1 |
| 11524 Princessa Lane, Jacksonville, FL 32218Listed by CB ISAAC REALTY | Sep 2026 | $248,000 | $141 | 3/2 | 1,754 | 87 | 1.1 |
| 2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $360,000 | $171 | 3/2 | 2,106 | 21 | 1.2 |
| 2226 Longreene Road S, Jacksonville, FL 32218Listed by RPB REALTY,INC | Oct 2026 | $279,900 | $193 | 3/2 | 1,451 | 19 | 1.2 |
| 11948 Aaron Road, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLC | Nov 2026 | $275,000 | $191 | 3/2 | 1,440 | 59 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RPB REALTY,INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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