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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

$399,9005 bd · 2.5 ba · 2,068 sq ft

Active·120 days on market

1057 Welda Lane

Jacksonville, FL 32221

$399,900$193/sqftEst. $2,180/mo mortgageMLS# 2154604
↓ $27,800 below original list
5
Beds
2.5
Baths
2,068
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $95/mo5,663 sqft lotSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Pre-Construction. To Be Built. Experience The Lexington in Cassie Oaks, an intimate community of just 24 homesites nestled along a charming cul-de-sac in the Rolling Hills area. A welcoming covered front porch creates a warm first impression to this floor plan, setting the stage for this beautifully designed two-story home where timeless style and thoughtfully crafted living spaces come together seamlessly. Step through the foyer into an expansive open-concept layout anchored by a stunning kitchen that serves as the centerpiece of the home. A large center island, granite countertops, tile backsplash, soft close cabinetry, stainless steel appliances, and a spacious walk-in pantry create a beautiful and highly functional workspace that flows effortlessly into the dining area and bright, airy great room. Sliding glass doors extend the living space into the sunroom and the impressive 10' x 16' screened hip porch, creating the perfect setting to enjoy Florida's indoor-outdoor lifestyle.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,180
Property taxesest. at asking price, Duval County$653
HOAbilled monthly$95
Estimated total, before insurance$2,928/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,180
Principal & Interest: $2,180
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,100
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,652 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:46 AM, sunset 5:35 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 21, 2026Price change$399,900−$27,800
  • Jul 9, 2026Listed$427,700

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1295 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,6481770.5
1206 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648540.5
1308 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCOct 2026$349,900$1704/2.52,0542080.6
717 Estates Cove Road, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLCSep 2026$305,000$1914/21,595680.6
1319 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648400.6
8869 Rose Hill Drive, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLCSep 2026$305,000$1744/21,751130.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$193
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,068
Acres0.13 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

ElementaryCrystal Springs
MiddleChaffee Trail
HighEdward White

Community Information

Address1057 Welda Lane, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionNot Validd
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size5,662.8 sq ft
Parcel Number0087280010

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBlock, Frame, Stucco, Vinyl Siding

Additional Information

Date ListedJuly 9, 2026
Days on Market120
HOA Fees$95 / Monthly
HOA FrequencyMonthly
HOA NameC/O Maronda Home
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: NEW HOME STAR FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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