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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active·Listed today

5431 White Grove Lane

Jacksonville, FL 32219

$397,850$159/sqftEst. $2,204/mo mortgageMLS# 2170387
5
Beds
3
Baths
2,499
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $9/moSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This is a to-be-built home. Construction will begin upon contract. The Hayden+ is a spacious and thoughtfully designed two-story home offering approximately 2,499 square feet of flexible living space with five bedrooms, three full bathrooms, and a two-car garage, making it an excellent choice for growing or multi-generational households. As you enter the home, you are welcomed by a bright front den that works beautifully as a home office, study, or quiet sitting area. The main living space opens into a generous gathering room that connects seamlessly to the dining nook and kitchen, creating an ideal layout for both daily life and entertaining. The room is full of natural sunlight with large windows and vaulted ceiling. The kitchen is designed as the center of the home, featuring a large island that provides plenty of room for meal preparation, casual dining, and gathering with family and guests. A private bedroom and full bathroom on the first floor offers a convenient space.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,204
Property taxesest. at asking price, Duval County$650
HOAbilled annually$9
Estimated total, before insurance$2,863/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$397,850
$79,570
Loan Term
Monthly Payment
$2,204
Principal & Interest: $2,204
Property taxes (est.): $650
Insurance (est.): $265
Estimated Total Monthly
$3,119
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 22, 2026Listed$397,850

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12492 Great Eagle Road, Jacksonville, FL 32219Listed by D R HORTON REALTY INCAug 2026$397,850$1595/32,499480.1
5436 Summer Bud Court, Jacksonville, FL 32219Listed by D R HORTON REALTY INCJul 2026$344,850$1854/21,862850.1
12438 Great Eagle Road, Jacksonville, FL 32219Listed by D R HORTON REALTY INCJun 2026$329,990$1774/21,862290.1
5448 Summer Bud Court, Jacksonville, FL 32219Listed by D R HORTON REALTY INCJun 2026$379,440$1615/32,363830.1
12433 Great Eagle Road, Jacksonville, FL 32219Listed by D R HORTON REALTY INCSep 2026$395,355$1585/32,4991410.2
12474 Great Eagle Road, Jacksonville, FL 32219Listed by D R HORTON REALTY INCJun 2026$378,000$1515/32,4992380.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$397,850
Price / Sq Ft$159
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,499
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address5431 White Grove Lane, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionCopes Landing Phase 1
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Parcel Number0033256010

Amenities

AmenitiesPool, Other, Children's Pool, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedOctober 22, 2026
Days on Market0
HOA Fees$110 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines