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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$369,9904 bd · 2.5 ba · 2,260 sq ft

Active·25 days on market

1333 Ribbon Place

Palm Coast, FL 32164

$369,990$164/sqftEst. $2,017/mo mortgageMLS# 2169401
4
Beds
2.5
Baths
2,260
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/mo4,792 sqft lotWaterfrontSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

QUICK MOVE-IN! Step into your new life at this beautifully crafted home in the heart of the Palm Series at Seminole Palms. Designed with comfort and convenience in mind, the Silverbell II is sure to please! This popular floor plan has a porch entry that opens into an impressive kitchen, complete with a walk-in pantry, a wraparound counter, and a center island. The kitchen flows seamlessly into a dining area and a great room, which offers access to a covered patio. The primary suite is located on the main floor, featuring a walk-in closet and an attached bath with dual sinks and a walk-in shower. You'll find three additional bedrooms upstairs, two with walk-in closets. A full bath and a flexible loft space round out this attractive home. As a part of a planned community, residents will enjoy on-site, resort-style amenities, including a playground, dog park, ponds, and walking trails, along with a state-of-the-art center with a fitness room, community space, and a pavilion.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,017
Property taxesest. at asking price, Duval County$604
HOAbilled annually$15
Estimated total, before insurance$2,637/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,921/yr · $243/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,990
$73,998
Loan Term
Monthly Payment
$2,017
Principal & Interest: $2,017
Property taxes (est.): $604
Insurance (est.): $247
Estimated Total Monthly
$2,868
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,921/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 6, 2026Price change$369,990+$50,000
  • Oct 15, 2026Listed$319,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1339 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$393,990$1644/32,407460
1341 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$299,990$1583/21,8951040
1343 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$324,990$1713/21,8951230
1331 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$380,000$1584/32,407220
1349 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$339,990$1504/2.52,2602370.1
1345 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$399,990$1594/2.52,5112420.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$369,990
Price / Sq Ft$164
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,260
Acres0.11 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Ranch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

ElementaryBunnell
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address1333 Ribbon Place, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Palms
CityPalm Coast
CountyDuval
StateFL
Zip Code32164
Lot Size4,791.6 sq ft
Parcel Number2112315560000000180

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit

Additional Information

Date ListedOctober 15, 2026
Days on Market25
HOA Fees$185 / Annually
HOA FrequencyAnnually
HOA NameCommunity Association & Lifestyle Mgt/Kayla Rinker
Tax Amount$2,921.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CENTURY COMMUNITIES OF FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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