This home is in Jacksonville.

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Active

Active·51 days on market

3360 Lighthouse Point Lane

Jacksonville, FL 32250

$899,999$292/sqftEst. $4,589/moMLS# 2120328

Beds

Baths

3,086

Sq Ft

1998

Built

Garage

Pool

About this home

Jacksonville

Boater's Dream!!! If you love being on the water, this end unit townhome is perfect for you! Property comes with a boat slip and 13k pound lift. No more trailering or expensive storage fees. Step outside, jump on the boat and you're in your happy place! Recently dredged so you aren't impacted like the other residence limited by the tides. Inside, the generous 3086 square feet, afford you a variety of uses. 3 Bedrooms (Primary and guest are en suite and both have New Carpet) and 4 fully renovated bathrooms. The Bottom floor houses your air controlled, CellarPro wine room that holds a whopping 450 bottles and wet bar. Perfect for wine tastings in the Wine Lounge or on the expansive back deck. The Elevator delivers you to the second floor Primary, En Suite Guest room and the Laundry/Utility room. The ample Primary has gorgeous views and a Shower you have to see to believe. Large closet space with built in safe. The top floor has an abundance of space! The floorplan is open so the

Cost to own

Mortgage calculator

Home Price

$899,999

Down Payment: 20%

$180,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,589

Principal & Interest: $4,589

Property taxes (est.): $1,470

Insurance (est.): $600

Estimated Total Monthly

$6,658

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,589

Property taxesest. at asking price, Duval County$1,470

HOAbilled monthly$185

Estimated total, before insurance$6,243/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,845/yr · $820/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$585,635	$526,284	—
2024	$639,686	$510,745	▼ $181
2023	$558,377	$494,413	—
2022	$540,115	$478,557	—
2021	$408,572	$308,877	—
2020	$392,534	$303,923	▲ $46,052

2025 property taxes (current owner): $9,845/yr

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 2, 2026Listed$899,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,999

Price / Sq Ft$292

Bedrooms3

Bathrooms4.00

Full Baths4

Square Footage3,086

Acres0.15 acres

Year Built1998

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Community Information

Address3360 Lighthouse Point Lane, Jacksonville, FL 32250

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionLighthouse Pointe

CityJacksonville

CountyDuval

StateFL

Zip Code32250

Lot Size6,534 sq ft

Parcel Number1770421170

ZoningResidential

Amenities

AmenitiesPool, Maintenance Grounds, Management - Off Site

UtilitiesElectricity Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewIntracoastal, Marina, Water

Waterfront TypeIntracoastal, Marsh, Navigable Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup