This home is in Jacksonville Beach.

1 / 43

Active

Active·423 days on market

2540 Beach Boulevard

Jacksonville Beach, FL 32250

$1,049,000$439/sqftEst. $5,583/moMLS# 2088472

Beds

Baths

2,392

Sq Ft

2015

Built

Garage

Pool

About this home

Jacksonville Beach

ASSUMABLE FLOOD POLICY FOR $812! This meticulously maintained, designer-owned waterfront townhome offers a rare blend of luxury, comfort, and breathtaking views of the Intracoastal Waterway (ICW). Every inch of this residence reflects thoughtful design and high-end finishes, creating a sophisticated coastal retreat. Step inside to discover a bright and open floor plan adorned with rich wood floors throughout, seamlessly blending warmth with elegance. The gourmet kitchen is a chef's dream, featuring top-of-the-line Bosch appliances, sleek cabinetry, and premium countertops--perfect for entertaining or preparing an intimate meal at home. The spacious living and dining areas flow effortlessly onto a private terrace, where expansive ICW views provide a stunning backdrop for relaxing or entertaining. With 3 bedrooms and 3.5 baths, each en-suite is designed with luxury and privacy in mind.

Cost to own

Mortgage calculator

Home Price

$1,049,000

Down Payment: 20%

$209,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,332

Principal & Interest: $5,332

Est. Taxes & Insurance: $1,333

Estimated Total Monthly

$6,665

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,583

Property taxesest. at asking price, Duval County$1,713

HOAbilled monthly$600

Estimated total, before insurance$7,896/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,052,363	$626,580	—
2024	$977,694	$608,214	—
2023	$885,356	$589,043	—
2022	$757,437	$570,431	—
2021	$625,009	$552,361	▲ $17,087
2020	$624,364	$544,045	—

2024 property taxes (current owner): $11,452/yr

Estimated taxes if purchased at asking price: ~$20,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 19, 2025Listed$1,049,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,049,000

Price / Sq Ft$439

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,392

Acres0.06 acres

Year Built2015

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address2540 Beach Boulevard, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionChannelside

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size2,613.6 sq ft

Parcel Number1777298615

ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewCanal, Creek/Stream, Intracoastal

Waterfront TypeIntracoastal, Navigable Water, Ocean Access, Seawall

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wine Cellar

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringWood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup