Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Duncan U. Fletcher High School.

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Active

Active·3 days on market

3331 Lighthouse Point Lane

Jacksonville, FL 32250

$615,000$243/sqftEst. $3,172/moMLS# 2158747

Beds

Baths

2,536

Sq Ft

1994

Built

2.5

Garage

Pool

About this home

Jacksonville

Open House Sat 8/8 from 2p-4p. Waterfront living without the waterfront estate price! Aggressively positioned at $615,000, this spacious 3BR/3BA townhome offers incredible Intracoastal views from the living room, primary suite and private deck. Watch boats cruise by, along with manatees, otters, and even the occasional dolphin. Unlike a condo, you own the land! This three-story home features a private elevator for effortless living, an oversized 2.5 car garage with room for a golf cart or use for extra storage. The heated/cooled flex room offers endless possibilities for an office, gym, recreation room or guest space. Move right in and add your own style over time while enjoying the best waterfront value in the Beaches area. HOA is only $180/month which includes grounds maintenance and a community pool. With the Marina across the way, waterfront dining & the beach just across the bridge... What else could you ask for? Location, lifestyle, views...this one has it all!

Cost to own

Mortgage calculator

Home Price

$615,000

Down Payment: 20%

$123,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,172

Principal & Interest: $3,172

Property taxes (est.): $1,004

Insurance (est.): $410

Estimated Total Monthly

$4,586

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,172

Property taxesest. at asking price, Duval County$1,004

HOAbilled monthly$180

Estimated total, before insurance$4,356/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,682/yr · $890/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$582,689	$582,689	—
2024	$637,861	$637,861	▼ $231

2025 property taxes (current owner): $10,682/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Listed$615,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$615,000

Price / Sq Ft$243

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,536

Acres0.11 acres

Year Built1994

TypeResidential

Sub-TypeTownhouse

StyleContemporary

StatusActive

# of Garages2.5

Has PoolNo

Is WaterfrontYes

School Information

ElementarySan Pablo

MiddleFletcher Jr High

HighDuncan Fletcher

Community Information

Address3331 Lighthouse Point Lane, Jacksonville, FL 32250

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionLighthouse Pointe

CityJacksonville

CountyDuval

StateFL

Zip Code32250

Lot Size4,791.6 sq ft

Parcel Number1770421045

ZoningResidential

Amenities

AmenitiesPool, Maintenance Grounds, Management - Off Site

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

ViewBridge(s), Canal, Intracoastal, Marina, Water

Waterfront TypeCanal Front, Intracoastal, Marsh

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Other

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingElectric

CoolingElectric

FlooringCarpet, Tile

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup