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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

$150,0001 bd · 1 ba · 730 sq ft

Active·7 days on market

10435 Midtown Parkway 247

Jacksonville, FL 32246

$150,000$205/sqftEst. $813/mo mortgageMLS# 2172834
1
Beds
1
Baths
730
Sq Ft
2006
Built
—
Garage
No
Pool
FEMA Zone XHOA $342/mo436 sqft lotCondominium4 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This spacious one-bedroom residence is located on the second floor of the luxurious Esplanade condominium community, offering 730 square feet of beautifully maintained living space. The gourmet kitchen is equipped with premium stainless steel appliances and elegant granite countertops, while the master suite features a custom walk-in closet and a refined bathroom complete with a quartz vanity with a waterfall feature. Throughout the home, seamless conforming tile floors lead out to a generously sized private patio, perfect for outdoor relaxation. Combining comfort with peace of mind, the property features a newly updated HVAC system (2023) and a brand-new water heater (2026). Residents of the Esplanade enjoy an unparalleled, highly walkable lifestyle situated in the absolute heart of the vibrant St. Johns Town Center, placing North Florida's premier shopping, dining, and entertainment destinations right at your doorstep.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$813
Property taxesest. at asking price, Duval County$246
HOAbilled monthly$342
Estimated total, before insurance$1,400/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,738/yr · $228/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$150,000
$30,000
Loan Term
Monthly Payment
$813
Principal & Interest: $813
Property taxes (est.): $246
Insurance (est.): $100
Estimated Total Monthly
$1,158
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$128,000$128,000—

2025 property taxes (current owner): $2,738/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 7, 2026Listed$150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10435 Midtown Parkway 252, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$120,000$1641/17302410
10435 Midtown Parkway 257, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$130,000$1781/1730660
10435 Midtown Parkway 211, Jacksonville, FL 32246Listed by UNITED REAL ESTATE GALLERYJul 2026$142,500$1841/17741040
10435 Midtown Parkway 350, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$150,000$2051/1730450
10435 Midtown Parkway 259, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2026$143,200$1961/17301350
10435 Midtown Parkway 114, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYFeb 2026$150,000$1941/177480

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$150,000
Price / Sq Ft$205
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage730
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWindy Hill, reported on 4 other Esplanade At Town Center listings
HighEnglewood, reported on 6 other Esplanade At Town Center listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10435 Midtown Parkway 247, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionEsplanade At Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size435.6 sq ft
Parcel Number1677275242

Amenities

AmenitiesPool, Fitness Center, Gated
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories4

Additional Information

Date ListedNovember 8, 2026
Days on Market7
HOA Fees$341.73 / Monthly
HOA FrequencyMonthly
Tax Amount$2,737.65
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNSHINE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines