This home is in Jacksonville.

1 / 40

Active

Active·16 days on market

10435 Midtown Parkway 257

Jacksonville, FL 32246

$145,000$199/sqftEst. $772/moMLS# 2153229

Beds

Baths

730

Sq Ft

2007

Built

—

Garage

Pool

About this home

Jacksonville

Enjoy maintenance-free living in one of Jacksonville's most desirable gated communities, just steps from the St. Johns Town Center. This well-maintained condo offers the perfect blend of comfort, convenience, and lifestyle. The open floor plan creates a bright, inviting living space that's ideal for everyday living or entertaining. A brand-new HVAC system provides peace of mind and improved energy efficiency, while the seller has already paid the special assessment, offering added value for the next owner. Residents enjoy exceptional community amenities including a resort-style pool, fitness center, clubhouse, business center, secure gated access, and covered parking. Ideally located near premier shopping, dining, entertainment, UNF, major highways, and just a short drive to Jacksonville's beautiful beaches, this move-in-ready home is perfect as a primary residence, second home, or investment opportunity.

Cost to own

Mortgage calculator

Home Price

$145,000

Down Payment: 20%

$29,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$737

Principal & Interest: $737

Est. Taxes & Insurance: $184

Estimated Total Monthly

$921

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$772

Property taxesest. at asking price, Duval County$237

HOAbilled monthly$343

Estimated total, before insurance$1,352/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$160,000	$31,612	▲ $8,500
2024	$151,500	$29,873	—
2023	$151,500	$27,401	—
2022	$131,500	$29,501	—
2021	$102,000	$27,171	—
2020	$102,000	$26,099	—

2025 property taxes (current owner): $745/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History