This home is in Jacksonville.

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Pending

Pending·113 days on market

10435 Midtown Parkway 211

Jacksonville, FL 32246

$148,900$192/sqftEst. $793/moMLS# 2136913

Beds

Baths

774

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

Beautiful 1BR/1BA condo in the gated community at Esplanade @ the St. Johns Town Center, putting shopping, dining, and entertainment just steps from your door in one of Jacksonville's premier retail destinations. This well-kept unit features an open layout with spacious living area, crown molding, built-in desk nook, and private balcony access. The kitchen offers granite countertops, abundant cabinet space, and new stainless steel appliances plus new washer/dryer in unit. The large bedroom includes great natural light and generous space to unwind. Enjoy resort-style amenities including a pool, fitness center, clubhouse, and business center. Assigned and close by parking space in the secure parking garage adds convenience and peace of mind. Elevator provides easy access to all floors for accessibility. Ideal for low-maintenance living in a prime location that can't be beat.

Cost to own

Mortgage calculator

Home Price

$148,900

Down Payment: 20%

$29,780

Interest Rate: 6.55%

Loan Term

Monthly Payment

$757

Principal & Interest: $757

Est. Taxes & Insurance: $189

Estimated Total Monthly

$946

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$793

Property taxesest. at asking price, Duval County$243

HOAbilled monthly$341

Estimated total, before insurance$1,377/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$170,000	$15,714	▲ $9,500
2024	$160,500	$13,014	—
2023	$160,500	$9,577	—
2022	$139,500	$10,740	—
2021	$108,000	$7,500	—
2020	$108,000	$108,000	—

2025 property taxes (current owner): $790/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Pending$148,900
Mar 26, 2026Listed$148,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$148,900

Price / Sq Ft$192

Bedrooms1

Bathrooms1.00

Full Baths1

Square Footage774

Acres0.01 acres

Year Built2006

TypeResidential

Sub-TypeCondominium

StyleOther

Property ConditionUpdated/Remodeled

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementarySouthside Estates

MiddleTwin Lakes Academy

HighEnglewood

Community Information

Address10435 Midtown Parkway 211, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionEsplanade At Town Center

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size435.6 sq ft

Parcel Number1677275170

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management- On Site, Service Elevator(s), Trash

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Community Structure, Covered, Gated, Guest

ViewPool, Other