This home is in Jacksonville — a gated community home in Jacksonville.
Active·30 days on market
10435 Midtown Parkway 252
Jacksonville, FL 32246
About this home
Jacksonville
New price is a great opportunity!! New HVAC and water heater in 2023. New washer/dryer in 2025. THIS HOME IS WAITING FOR YOU! You can purchase a fabulous 1 bedroom 1 bath condo steps from the Town Center priced under $140,000! Located on the second floor overlooking a private, peaceful courtyard! You can walk to great shopping and dining from this gated community of Esplanade. In addition to unmatched convenience, you can enjoy all the amenities Esplanade has to offer like the resort style pool, well-equipped fitness center, clubhouse and barbecue grills. This building has conveniently located elevators and your parking spot in the garage is a few steps from your front door! The 1 bedroom 1 bath home offers a spacious floor plan with LVP flooring throughout and fresh paint. THIS UNIT IS OWNER OCCUPANCY ONLY
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $160,000 | $160,000 | ▲ $8,500 |
| 2024 | $151,500 | $101,500 | — |
| 2023 | $151,500 | $101,500 | — |
| 2022 | $131,500 | $112,200 | — |
| 2021 | $102,000 | $102,000 | — |
| 2020 | $102,000 | $102,000 | — |
2023 property taxes (current owner): $2,004/yr
Estimated taxes if purchased at asking price: ~$2,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,682 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 20, 2026Price change$139,900−$4,100
- Aug 14, 2026Active$144,000
- Aug 8, 2026Active Under Contract$144,000
- Jul 20, 2026Price change$144,000−$3,100
- Jul 9, 2026Price change$147,100−$100
- Jan 9, 2026Listed$147,200
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines