This home is in Tributary, Yulee — a home in one of the 55+ communities near Jacksonville.
$589,9903 bd · 3.5 ba · 2,686 sq ft
Active·6 days on market·Tributary
76589 Winterfield Drive
Yulee, FL 32097
65 more homes for sale in Tributary →Search Tributary on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Tributary
Under Construction! Ready February 2027! Welcome to this stunning 55+ community by Lennar. Welcome to the Maldives floor plan by Lennar, offering the perfect blend of comfort, style, and convenience in a beautifully designed single story home. A versatile study just off the foyer provides an ideal space for working from home or pursuing hobbies. The open concept layout seamlessly connects the kitchen, dining, and family room, creating an inviting atmosphere for everyday living and entertaining, with direct access to a covered lanai for relaxing outdoors. Two secondary bedroom suites are conveniently located near the foyer, while the spacious owner's suite is privately situated at the rear of the home and features an attached bathroom and a generous walk in closet. (Conditions may apply)
Next steps in Tributary
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,576 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 35, S Fletcher Ave. & Manatee Ave.about 10 mi · 12 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 10 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 7 mi · Boggy Creek
Closest grocery store
Publixabout 2 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Nov 3, 2026Listed$589,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86237 Mainline Road, Yulee, FL 32097Listed by EXP REALTY LLC | Sep 2026 | $370,000 | $168 | 4/2.5 | 2,198 | 10 | 0.7 |
| 86154 Vegas Boulevard, Yulee, FL 32097Listed by WATSON REALTY CORP | Aug 2026 | $398,000 | $179 | 3/2 | 2,228 | 23 | 1.2 |
| 76390 Dove Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $333,400 | $140 | 3/2 | 2,378 | 34 | 1.2 |
| 86230 Cloister Court, Yulee, FL 32097Listed by WATSON REALTY CORP | Oct 2026 | $412,000 | $171 | 4/2.5 | 2,415 | 127 | 1.4 |
| 86515 Rest Haven Ct, Yulee, FL 32097Listed by REAL BROKER LLC | May 2026 | $385,000 | $187 | 3/2 | 2,062 | 50 | 1.4 |
| 86527 Rest Haven Court, Yulee, FL 32097Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $450,000 | $160 | 4/2.5 | 2,806 | 67 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LENNAR REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Tributary
Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
View all Tributary homes for sale →Keep looking
More homes in Tributary
Pending75657 Driftwood CourtYulee, FL 32097
4 bd · 3 ba · 2,814 sq ft
$590,040Est. $3,140/moBrasher A Lot 232
Listing Office: weekley homes realty
For Sale75789 Lily Pond CourtYulee, FL 32097
4 bd · 3.5 ba · 2,938 sq ft
$589,810Est. $3,139/moWelcome Home. This thoughtfully designed two-story home offers both functionality and modern style, with a spacious…
Listing Office: weekley homes realty
Pending75441 Driftwood CourtYulee, FL 32097
4 bd · 3 ba · 3,028 sq ft
$589,360Est. $3,137/moFalcon B Lot 254
Listing Office: weekley homes realty
Pending75665 Driftwood CourtYulee, FL 32097
4 bd · 3.5 ba · 2,604 sq ft
$587,280Est. $3,126/moBannon A Lot 231
Listing Office: weekley homes realty
Keep looking
Similar homes in Yulee
Explore the area
More in Tributary
Tributary guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines