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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

$185,0003 bd · 2 ba · 1,206 sq ft

Active·1 day on market

7990 Baymeadows Road E 826

Jacksonville, FL 32256

$185,000$153/sqftEst. $1,009/mo mortgageMLS# 2171899
3
Beds
2
Baths
1,206
Sq Ft
2002
Built
—
Garage
No
Pool
FEMA Zone XHOA $445/moCondominium1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Top floor end unit in the gated community of Stonebridge! This very well-maintained condo offers three bedrooms, added privacy with no neighbors above, and an abundance of natural light. The interior features hardwood and tile flooring, new stainless steel kitchen appliances, and upgraded fixtures throughout, including updated toilets in both bathrooms. The primary bathroom showcases a beautifully updated tiled walk-in shower. Stonebridge offers beautiful community amenities, including a clubhouse and sparkling pool overlooking the fountain lake. Enjoy a convenient location just minutes from I-295 and Butler Blvd, with St. Johns Town Center right around the corner for shopping, dining, and entertainment.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,009
Property taxesest. at asking price, Duval County$302
HOAbilled monthly$445
Estimated total, before insurance$1,756/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,134/yr · $261/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,009
Principal & Interest: $1,009
Property taxes (est.): $302
Insurance (est.): $123
Estimated Total Monthly
$1,434
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,134/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 2, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $153/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7990 Baymeadows Road E 803, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$175,000$1453/21,2061270
7990 Baymeadows Road E 520, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$195,500$1393/21,408900.1
7990 Baymeadows Road E 201, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$185,000$1533/21,20690.1
7800 Point Meadows Drive 1514, Jacksonville, FL 32256Listed by KELLER WILLIAMS ST JOHNSSep 2026$169,000$1392/21,21920.3
7800 Point Meadows Drive 1338, Jacksonville, FL 32256Listed by BEACH STATE REALTYSep 2026$185,000$1492/21,2441020.3
7990 Baymeadows Road E 918, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$198,000$1643/21,206600.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$153
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,206
Year Built2002
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address7990 Baymeadows Road E 826, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionHorizons@stonebridge
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677471054

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Management- On Site
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered, Parking Lot

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Screened
RoofShingle
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedNovember 2, 2026
Days on Market1
HOA Fees$445 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$3,134.12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines