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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·Listed today

7990 Baymeadows Road E 201

Jacksonville, FL 32256

$189,900$157/sqftEst. $977/moMLS# 2160033
3
Beds
2
Baths
1,206
Sq Ft
2001
Built
Garage
No
Pool

About this home

Jacksonville

Discover exceptional Jacksonville living at 7990 Baymeadows Rd E #201 -- a bright, ground-floor corner unit with a thoughtful split-bedroom floorplan, 9-ft ceilings, crown molding, and tile throughout (NO carpet). The kitchen features a deep stainless sink, refinished cabinetry, and stainless/black appliances, plus a breakfast bar that opens to a generous living/dining great room--ideal for entertaining or relaxing. Retreat to the roomy primary suite with walk-in closet and oversized garden tub/shower; two additional bedrooms offer flexible space for an office, guests, or family. Sip coffee or unwind on your private covered screened patio overlooking peaceful pond views and green space. Located in a secure, gated community with resort-style amenities -- clubhouse, sparkling pool, fitness center, picnic areas, and an on-site car wash -- HOA fees are $220/$225 monthly and include water. Perfectly positioned across from Deerwood Rotary Children's Park and minutes from St. Johns Town

Cost to own

Mortgage calculator

$189,900
$37,980
Loan Term
Monthly Payment
$977
Principal & Interest: $977
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,414
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$977
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$220
Estimated total, before insurance$1,507/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,134/yr · $261/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$175,000$175,000 $24,500
2024$199,500$199,500
2023$199,500$199,500
2022$158,500$57,912
2021$125,500$54,769
2020$119,000$53,323

2025 property taxes (current owner): $3,134/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Listed$189,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$189,900
Price / Sq Ft$157
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,206
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address7990 Baymeadows Road E 201, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionHorizons@stonebridge
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677454915
ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport, Covered
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Screened
RoofShingle
Road SurfacePaved

Additional Information

Date ListedAugust 13, 2026
Days on Market0
HOA Fees$220 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
HOA Fee IncludesMaintenance Grounds, Sewer, Trash, Water
Tax Amount$3,134.12
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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