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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Active

$624,9003 bd · 2 ba · 2,032 sq ft

Active·Listed today

4216 S Franklinia Street

St. Augustine, FL 32092

$624,900$308/sqftEst. $3,407/mo mortgageMLS# 2171695
3
Beds
2
Baths
2,032
Sq Ft
2006
Built
3
Garage
Yes
Pool
HOA $217/mo10,454 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Entertainer's dream in King & Bear! Enjoy elegance, comfort, and resort-style living in this beautifully appointed, single-story home with enclosed pool nestled within this prestigious guard-gated community. Brazilian cherry hardwoods, granite countertops, gas range, wine refrigerator, and gas fireplace with custom built-ins in the family room create an inviting atmosphere. Designed for effortless entertaining, the outdoor living space features a screened saltwater pool with gas and solar heating, self-cleaning system, and spa, along with a fully equipped summer kitchen overlooking a tranquil private preserve. An impressive list of upgrades includes tankless water heater, water softener, central vacuum, integrated indoor/outdoor speakers, solar-treated windows, 2021 roof with pool solar panels, extensive landscape lighting, and a spacious three-car garage with epoxy flooring and storage. Just a golf cart ride to the renown King & Bear golf course and exceptional community amenities.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,407
Property taxesest. at asking price, St. Johns County$832
HOAbilled quarterly$217
Estimated total, before insurance$4,455/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,090/yr · $591/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$624,900
$124,980
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $832
Insurance (est.): $417
Estimated Total Monthly
$4,655
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,090/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 2, 2026Active$624,900
  • Oct 29, 2026Listed$624,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $308/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2927 Castnet Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$310,000$1683/21,850210.7
1232 Ardmore Street, St. Augustine, FL 32092Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$300,000$1963/21,52940.7
1127 Ardmore Street, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$345,000$2243/21,53891
1134 Ardmore Street, St. Augustine, FL 32092Listed by PEARSALL PROPERTIES INCSep 2026$340,000$2033/21,67411
107 Providence Drive, St. Augustine, FL 32092Listed by VILANO CREEK VENTURES LLCSep 2026$520,000$2244/32,32521
62 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLCOct 2026$425,000$2064/32,0661221.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$624,900
Price / Sq Ft$308
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,032
Acres0.24 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure, Solar Heat
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address4216 S Franklinia Street, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionSt Johns Six Mile Creek North
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,454.4 sq ft
Parcel Number2881051400
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPool, Protected Preserve

Interior

AppliancesDryer, Freezer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
SecurityGated with Guard
Spa FeaturesIn Ground, Heated, Private

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
RoofShingle
ConstructionConcrete, Frame, Stucco

Additional Information

Date ListedNovember 2, 2026
Days on Market0
HOA Fees$650 / Quarterly
HOA FrequencyQuarterly
HOA NameSaint Johns Six Mile Creek North-King and Bear
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$7,090.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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