1127 Ardmore Street

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

• Sep 17, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  1102 Ardmore Street

  St. Augustine, FL 32092

  3 bd · 2 ba · 1,558 sq ft

  $339,000Est. $1,804/mo

  Fantastic opportunity to own a 3 bedroom 2 bath single family home in St. Johns County with low HOA fees and NO CDD…

  Listing Office: keller williams realty atlantic partners

• 

  For Sale

  1314 Ardmore Street

  St. Augustine, FL 32092

  4 bd · 2 ba · 1,853 sq ft

  $455,000Est. $2,422/mo

  UP TO $35,000 TOWARD PURCHASE OF HOME FOR HOMETOWN HERO (Veterans Teachers, 1st Responders, Healthcare Professionals)…

  Listing Office: florida homes realty & mtg llc

• 

  For Rent

  Lease

  1024 Ardmore Street

  St. Augustine, FL 32092

  4 bd · 2 ba · 1,594 sq ft

  $2,400/mo

  RENT OPTIONS: : 4BR/2BA $2400 UNFURNISHED OR $2600 FURNISHED (NO Utilities). Very Clean fully renovated waterfront…

  Listing Office: florida homes realty & mtg llc

• 

  For Rent

  Lease

  1432 Heather Court

  St. Augustine, FL 32092

  3 bd · 2 ba · 1,611 sq ft

  $2,300/mo

  Step inside this beautiful home and discover brand-new LPV flooring with crisp new blinds. The open floor plan creates…

  Listing Office: signature realty & management

• 

  For Sale

  45 Spindrift Court

  St. Augustine, FL 32092

  3 bd · 2 ba · 1,850 sq ft

  $418,499Est. $2,227/mo

  Listing Office: betros realty inc

  in Shearwater, St. Johns County
• 

  For Sale

  1343 Castle Pines Circle

  St. Augustine, FL 32092

  3 bd · 2 ba · 1,768 sq ft

  $394,900Est. $2,102/mo

  Listing Office: davidson realty, inc.

  in Wgv Cascades