This home is in St. Augustine.
$345,000Sold3 bd · 2 ba · 1,538 sq ft
Sold·Closed Oct 15, 2026·9 days on market·Recent sales in World Golf Village
1127 Ardmore Street
St. Augustine, FL 32092
About this home
St. Augustine
Beautifully updated and move-in ready, this home in The Meadows offers modern finishes, thoughtful improvements, and a bright, comfortable layout all just minutes from The King and Bear at World Golf Village. The renovated kitchen features granite countertops, new cabinetry, and appliances, while both bathrooms showcase granite/tile finishes and refreshed cabinetry. New LVP flooring throughout, updated lighting, and fresh interior and exterior paint create a clean, cohesive feel throughout. The home features a 2018 roof, 2020 HVAC system, and 2023 water heater. The sunroom with mini-split provides comfortable year-round enjoyment, while the Elite Viewer Pro security system adds peace of mind. The fully fenced backyard is perfect for pets, children or gatherings. Located in a quiet, established community, this home is conveniently close to I-95, top-rated schools, parks, golf, walking paths, shopping, dining, and historic St. Augustine, just minutes away. Low HOA and no CDD.
Next steps in World Golf Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,738 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Areaabout 12 mi · 24 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Areaabout 8 mi · 2.2 mi of trails
Closest public boat ramp
Palmo Cove Public Boat Rampabout 4 mi · St. Johns River - Palmo Cove
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 7 mi · Saint Johns River
Closest youth league fields
Pacetti Bay School Fieldsabout 0.2 mi · Baseball
Closest grocery store
Publixabout 2 mi · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,639/yr
Estimated taxes if purchased at asking price: ~$5,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 15, 2026Closed$349,900
- Oct 12, 2026Pending$349,900
- Sep 26, 2026Active Under Contract$349,900
- Sep 17, 2026Listed$349,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $224/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1134 Ardmore Street, St. Augustine, FL 32092Listed by PEARSALL PROPERTIES INC | Sep 2026 | $340,000 | $203 | 3/2 | 1,674 | 1 | 0 |
| 1134 Ardmore Street, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY | Jun 2026 | $220,100 | $131 | 3/2 | 1,674 | 13 | 0 |
| 1232 Ardmore Street, St. Augustine, FL 32092Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $300,000 | $196 | 3/2 | 1,529 | 4 | 0.3 |
| 474 Mackenzie Circle, St. Augustine, FL 32092Listed by SOVEREIGN REAL ESTATE GROUP | Jul 2026 | $340,000 | $198 | 3/2 | 1,720 | 27 | 0.3 |
| 1315 Ardmore Street, Jacksonville, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $314,900 | $253 | 3/2 | 1,246 | 55 | 0.5 |
| 1004 Enon Court, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $311,000 | $276 | 3/2 | 1,126 | 53 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: WEICHERT REALTORS COASTAL CITY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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